New personal pension - does this seem sound enough?
Comments
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Yeah, seems reasonable. And much better diversification than my current Scottish Widows pension (which I'll be transferring in). That is 95% equities (which I'd agreed to using risk profiling).
Is the consensus Cavendish Online as a platform for personal pensions? Any preference on providers for index trackers? I guess it just comes down to cheapest and range of funds to suit the intended portfolio?0 -
I have just setup my Aegon SIPP with an equity mix of -
Blackrock UK Equity Tracker/L&G International/Vanguard Global Small Cap - less than 5% in UK
I have struggled with bonds but settled on -
SWIP defensive gilt (active as no passive option)/Vanguard short dated inv grade bond/Blackrock Corp Bond 1-10/Blackrock all gilt & all index gilt. Split equally fwiw.
I did look at overseas corporates, government bonds but on balance limited to europe (but Vanguard bond fund is heavily diversified internationally).
I think a lot of these should be available on Skandia I used to have a CRA.0
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