Can I claim on a closed account, no account number?

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  • Kurt_Hamster
    Kurt_Hamster Posts: 791 Forumite
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    Yes you can
    Hamsters have no tact and diplomacy, nor do they want any.
  • itching4ink
    itching4ink Posts: 2 Newbie
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    hi everyone
    all new to this site
    this thing about getting bank charges back from up to 6 years could i claim them back even though that the Abbey National has already closed the account? and if so how do i go about getting the statments for the past 5 years (i would have kept them but had been moving about a lot the past 4 years) it would help me out a great deal if i can get it all back pay off loads of me debts
    many thanks
    Tony :)
  • pugsley29
    pugsley29 Posts: 726 Forumite
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    send a subject access request to them with a 10 pounds postal order/cheque, they may ask you to prove your identity i.e. utility bill etc.

    You will need to the account number and ask for six years of charges etc, from when you found out the charges were unlawful. They have 40 days to comply with this request under data protection laws.
    Wishing you a lucky 2023: 🍀🍀🍀🍀🍀🍀🍀🍀
  • itching4ink
    itching4ink Posts: 2 Newbie
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    just done a search on the SAR and looked at the form will it b the finance office bit i need to check??
  • pugsley29
    pugsley29 Posts: 726 Forumite
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    send it to the data controller
    Data Protection Manager
    Data Protection Team
    Regulatory Compliance
    Abbey House
    201 Graftons Gate East
    Milton Keynes
    MK9 1AN


    Abbey may or may not send all statements at first, post again if they give you the microfiche argument, send it recorded delivery and track it and print out a receipt.
    Wishing you a lucky 2023: 🍀🍀🍀🍀🍀🍀🍀🍀
  • pugsley29
    pugsley29 Posts: 726 Forumite
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    sent you a pm with SAR in
    Wishing you a lucky 2023: 🍀🍀🍀🍀🍀🍀🍀🍀
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
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    itching4ink wrote: »
    hi everyone
    all new to this site
    this thing about getting bank charges back from up to 6 years could i claim them back even though that the Abbey National has already closed the account? and if so how do i go about getting the statments for the past 5 years (i would have kept them but had been moving about a lot the past 4 years) it would help me out a great deal if i can get it all back pay off loads of me debts
    many thanks
    Tony :)

    You need to start by reading Martin's article and you'll find the template letters there with the step by step guide and the addresses are in the Reclaim Help Thread which you'll find linked in my signature.
  • Mizz_Pink
    Mizz_Pink Posts: 756 Forumite
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    Hi,

    Ive read Martins article and I cant find the answer to my question.

    I am searching through my Dads statements for bank charges and he wants to know if he can claim for charges from accounts that have been closed.

    Can anyone answer ?

    Thanks
    Mizz Pink
    Just owe Dad £2500 for a new car
    :A

    Paid off car loan 22nd August 2009. :T
  • wilrc6
    wilrc6 Posts: 1 Newbie
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    Hi, I had a Nationwide Flexaccount but closed it myself about a year and a half ago. I was charged many times.
    Can I claim back charges for an account that doesnt exist anymore?

    Cheers

    Ricky
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    First Post Combo Breaker
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    yes...............
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