British Gas default RE-ADDED after 6 years

adindas · 27 January 2017 at 6:39PM

Wenglish2016 wrote: »

No they never mentioned compo lol :rotfl: but to be fair to them I did only state In the email that I would look for compensation if they carried on reporting the incorrect information when clearly it was not the correct thing to do which they have now agreed to stop doing so see if they now stick to there word

Aiming something high to your own advantage.

You use statute bar letter for something they have not reported. But they have reported it which have damaged your credibility and credit worthiness.

They have done something illegal by reporting something which is statute bar and you have proof of it in writing.

They have been wasting your time, causing distress, etc ??

Ask for compensation to both to CRAs and BG.

ThePants999 · 27 January 2017 at 7:23PM

The OP hasn't suffered any loss, unless they were refused credit as a result of this.

adindas · 27 January 2017 at 7:42PM

ThePants999 wrote: »

The OP hasn't suffered any loss, unless they were refused credit as a result of this.

If you just think that you could only get compensation when there is tangible loss then you are not aware how people in this forum play the compensation game.

To give example, about a months ago, people get compensation vary ranging from £25 to £50 just because Nationwide forgot to add the interest (e.g late 1-2 days) but people already move their money leaving it minimum balance so if you count the actual loss is only a few pence but people get compensation ranging from £25 - £50. The name of game here is "incompetency" which could damage their reputation should the case go public.

This case is something really serious as might fall into "illegal game" which might damage their reputation even bigger. People could also sell the story to tabloid put it in the headline that BG and CRAs have done something illegal. What is the cost of reputational damage ???

Also people might be raising issue with distress, embarrassment, opportunity cost with time dealing with this issue, etc The OP might also count the time spend to draft and then post the story, reading on MSE and charge it against his professional rate, lol.

Compensation aiming £1,000+ might not sound high ...

abby1234519 · 30 January 2017 at 11:03AM

This has happened to me as well, and the debt is from 2009.

I shall follow the above advice, I'm fuming

kgw1009 · 2 February 2017 at 8:43AM

Me too.... added in Jan to Equifax for a default year expired mid December. Cheeky gets.

abby1234519 · 2 February 2017 at 1:07PM

kgw1009 wrote: »

Me too.... added in Jan to Equifax for a default year expired mid December. Cheeky gets.

I tweeted British Gas and its now been resolved - don't bother ringing them, they were useless on phone. Email and twitter seemed to do the job

fermi · 2 February 2017 at 1:20PM

CotswoldJo · 7 February 2017 at 2:13PM

Wow Same boat! More than a coincidence! Moved out 01/10. Default registered 09/16!!?? No contact in between. Hopefully can get removed. Was just about to apply for a mortgage so good thing i checked! :eek::eek::eek:

fermi · 12 February 2017 at 4:01PM

https://debtcamel.co.uk/british-gas-default/

GingerBob_3 · 13 February 2017 at 10:19AM

British Gas are clearly in breach of DP legislation, and my bet is they know they are but they don't care. In any event, this company is by far and away the worst offender when it comes to malicious credit reporting. However, the real issue here is one of data processing. What sort of antiquated, badly designed, systems are the CRAs running, that allow rogue operators like British Gas to do this sort of thing? The CRAs are almost as culpable as BG and also need taking to task by the ICO.

British Gas default RE-ADDED after 6 years

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