Car insurance has doubled

Penn_Wooding
Penn_Wooding Posts: 52 Forumite
in Motoring
I have had my car insurance with the company called Fish since 1992. Fish are a company who only insure disabled drivers.

Last year my van insurance was just over £500. I received my renewal last week and they are asking for just over £1000. I did have an accident which required me to involve my insurance company, however, that was nearly 4 years ago.

I'm absolutely astounded, I know that car insurance is increasing, but to simply double what I normally pay is a downright insult.

Obviously, I'm very reluctant to pay I'm going to have to argue with them about it. Does anyone know of any other insurance companies that insure disabled drivers, I would like to have a look around to see if I can find something cheaper if this company will not back down.
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Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    First Anniversary Name Dropper First Post
    You've renewed your insurance with the same company for the last quarter of a century...? Please tell me you've at least shopped around and decided they're definitely the most competitive for you... Run that same comparison again now.

    But just because they have been competitive in the past doesn't mean they'll continue to be. Perhaps you are no longer their preferred customer demographic.

    If you've just been renewing blindly for 25yrs, as your post seems to suggest, then frankly I'm astonished they haven't taken you for a complete mug before. Or maybe they have.
  • paddyandstumpy
    paddyandstumpy Posts: 1,486 Forumite
    First Anniversary Name Dropper First Post
    If you don't mind me asking, how old are you?

    I'm wondering if you've just tripped into the next age bracket, and that's part of the increase?
  • Penn_Wooding
    Penn_Wooding Posts: 52 Forumite
    Yes, I've had the same insurance company since 1992. The reason being is because I am a disabled driver and Fish insurance specialise in insurance for disabled drivers. My insurance is always been reasonable as far as I am concerned.

    I just don't understand why the insurance has doubled since last year. Obviously, I am not going to accept this offer, is absolutely ridiculous. By the way, I'm 48 years old.

    A friend of mine who is also a disabled driver told me this evening that his insurance is around £380 from Direct Line. So tomorrow I will probably give Mr Wolf a ring and see what they offer. Then I will go back to fish and tell them. They say they will match any other insurance quote from another company.
  • Richard53
    Richard53 Posts: 3,173 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Most insurance companies will insure disabled drivers. Have a look at the comparison sites, where you will find lots. My wife is registered disabled (DVLA aware, no restrictions) and I have never had a problem getting insurance for our vehicles. Looks like Fish have decided you are so loyal they can take advantage.
    If someone is nice to you but rude to the waiter, they are not a nice person.
  • ozmusafir
    ozmusafir Posts: 44 Forumite
    First Post Combo Breaker First Anniversary
    Got a quote for £900 up from £400.
    Shopping around I can reduce it by £40.
    It's a hard knock life.
  • Penn_Wooding
    Penn_Wooding Posts: 52 Forumite
    Richard53 wrote: »
    Most insurance companies will insure disabled drivers. Have a look at the comparison sites, where you will find lots. My wife is registered disabled (DVLA aware, no restrictions) and I have never had a problem getting insurance for our vehicles. Looks like Fish have decided you are so loyal they can take advantage.

    What insurance company does she use?
  • Richard53
    Richard53 Posts: 3,173 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Penn_Wooding wrote: »
    What insurance company does she use?
    She has her own insurance through Motability, which I believe is Eagle Star (or was, last time she had a claim). I was talking about getting her as a named driver on my insurance. eSure, Churchill, Saga, off the top of my head. Never a problem.
    If someone is nice to you but rude to the waiter, they are not a nice person.
  • Turn_to_Grey
    Turn_to_Grey Posts: 100 Forumite
    I too am registered disabled, ( DVLA aware, no restrictions ) and I was insured through The Caravan Club. Last Premium was £180 ( 65 yo, full NCD )
    Started my job at the bottom and liked it
  • takman
    takman Posts: 3,876 Forumite
    Combo Breaker First Post
    Penn_Wooding wrote: »
    Yes, I've had the same insurance company since 1992. The reason being is because I am a disabled driver and Fish insurance specialise in insurance for disabled drivers. My insurance is always been reasonable as far as I am concerned.

    But how do you know it is reasonable if you haven't compared it to other insurance companies?. You should always use comparison sites every year when you get your renewal, even if your happy with it!.
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    Penn_Wooding wrote: »
    Yes, I've had the same insurance company since 1992. The reason being is because I am a disabled driver and Fish insurance specialise in insurance for disabled drivers. My insurance is always been reasonable as far as I am concerned.

    I just don't understand why the insurance has doubled since last year. Obviously, I am not going to accept this offer, is absolutely ridiculous. By the way, I'm 48 years old.

    A friend of mine who is also a disabled driver told me this evening that his insurance is around £380 from Direct Line. So tomorrow I will probably give Mr Wolf a ring and see what they offer. Then I will go back to fish and tell them. They say they will match any other insurance quote from another company.

    I'm disabled, I just follow the MSE website guidelines every year and search. My insurance for TWO cars is less than £380 combined. Actually it was just under £300 for the pair.

    Any broker who says they specialise in X,Y or Z are usually more expensive than ones who don't claim to be. Adrian Flux who specialise in performance cars actually wanted over three and a half times what I ended up being insured by Churchill for.
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