3-6 Month Emergency Fund Challenge!!
Comments
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Good Morning all,
I haven't been on for a long long time
:o The end of 2017 was awful and I shut myself away for a while. I had a couple of large bills come in due to personal reasons...but everything is now sorted and I'm back.
I started with a goal of £1,000 and I actually hit this before I disappeared :T.
I'm #73 (I think) I would like to up my goal to £2,000 please?
Currently at £1,200/£2,000
Thank you Thank you
Emergency Savings #73 = £1,500/£2,000
Savings Pot £1,440.00
Xmas 2018=£100/£300 Australia =£0.00/60000 -
Well done all you moneymakers whether it's been a lot or a little:T:beer:. Every little helps as Mr T was always telling us;)
My car woudn't start yesterday, dead as a dodo:mad:. OH took the battery out and took it to the nearest battery place (quite a trek in this rural backwater). They tested it and it was totally kaput, beyond resuscitation:(. He came home with a new one and fitted it and the car started like a dream this morning. I was worried it might be something more serious than just the battery, the car is 15 years old after all but absolutely essential out here. Fingers crossed it was just the battery:j
On his way home he stopped for a newspaper and bought me a lottery Lucky Dip as he felt sorry for me having a run of rubbish events recently. He isn't one for giving gifts so I was chuffed. Even better it won £25 for 3 correct numbers. Means the battery only cost £25 instead of the full £50:j0 -
It might be worth getting the alternator checked, incase it's not charging the battery. Although I'm sure the battery centre would have said if the battery was okay but just drained.carbootcrazy wrote: »My car woudn't start yesterday, dead as a dodo:mad:. OH took the battery out and took it to the nearest battery place (quite a trek in this rural backwater). They tested it and it was totally kaput, beyond resuscitation:(. He came home with a new one and fitted it and the car started like a dream this morning. I was worried it might be something more serious than just the battery, the car is 15 years old after all but absolutely essential out here. Fingers crossed it was just the battery:jDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £138.36 / £5000
MFW 2024 #100 £00.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.570 -
Slowly been shifting debts, closing bank accounts that only had a few £ in and decided to only have two savings accounts. One credit card completely cleared and cut up. One balance transferred, and the Emergency Fund is on £600
I used my Retirement Fund towards the debts.
Only £11 in my other savings account. And can’t see that staying there much longer.When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.0 -
x_raphael_xx wrote: »It might be worth getting the alternator checked, incase it's not charging the battery. Although I'm sure the battery centre would have said if the battery was okay but just drained.
Thanks for that:T. It definitely was the battery this time though. OH knows the men at the battery place, they wouldn't try to cheat him just to sell a new battery. They tested it in front of him. If there had been any chance of resuscitating it he'd have taken that option. It was only a cheapie when I got the 'old' battery and it's had plenty of use.
Next time I take my car in for a service I'll ask them to check the alternator though. That's unless I have an starting problems in the meantime:( in which case I'll get it done sooner. Thanks for the advice:beer:0 -
A nice £143.62 chunk added to Mums fund today.
£28.53 in extra NY wages, £50 grocery budget and £65.09 in unspent weekly budget.
Total now £394.65 / £3000
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £138.36 / £5000
MFW 2024 #100 £00.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.570 -
422.45 + 0.55
= £423
I like to round things up:p**Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=36300990 -
I really want to get to this point, I have an emergency fund but I want to get 3-6 months worth and then get a mortgage fund going. Its a long way off but I'm getting thereSaving for a house in 2025 LISA £7726/£15000 Emergency Fund £1000/£6000 No spend Year 20230
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Morning!
I’ve had a PPI claim awarded from years ago, not sure what to do with it yet so for now I’m adding it to my 3-6 fund taking my total to £5600
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
I am waiting for PPI refund amount to hit my bank in next few weeks. Will take my total for 3 month plus £1000 challenge to £9500. Am actually considering using it as a house deposit though not rushing into anything. There's houses going here for under £90K. But still weighing it up as cannot do anything until the money hits my account.LittleMissDetermined wrote: »Morning!
I’ve had a PPI claim awarded from years ago, not sure what to do with it yet so for now I’m adding it to my 3-6 fund taking my total to £5600
LMD xPaid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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