LBM in 2003.. What have I been doing since??!

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  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    First Anniversary Name Dropper First Post
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    Woo Hoo to no council tax :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Hi beanie and SA :wave:

    Yes I do feel energised, maybe as OH is away I have a lot more thinking time, and I don't have to take anyone else into account - it's kinda my way or the highway ;) :rotfl:

    Two more AFDs over weekend and all being well, another today. Although if this traffic doesn't shift who knows what will happen?? Road rage??! Also a NSD today. Yesterday was ultimately a LSD - spent a princely £2.60 on bus back from club. We walked there (2 miles) but took a bus most of way back which I thought was fair. So a pretty frugal day.

    Also decluttered 2 more items. Not a sniff on Bay of E stuff though. Kids getting tea ready - good job too given the traffic (by the way am not driving in case you were worried!!)

    Have a good evening all
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Another AFD.

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    And another.... as well as a LSD (spent £1.85 on a large white cabbage:))

    Loads of exercise today too, but late buses rather spoilt my mood! But generally all good!!

    Will update the sig
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    First Anniversary First Post
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    Well done on the AFDs. I haven't been particularly counting, but will be lucky to have had 4 so far this month :o.
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Thanks MFM..another one bagged :) 5 in a row :)

    And a LSD. Fish purchased for a lucious tea. One freezer defrosted too, so will build that into the meal plan for next week.

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 19 January 2017 at 8:48PM
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    Not sure can count today as a LSD..seems to have been a spendy day but it's been £10 bakers, £12 Co-op groceries, and a new kitchen tap as the old one was knackered. Hardly feels decadent!!

    Making tea now....might need a glass of wine...

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jvr
    jvr Posts: 426 Forumite
    First Anniversary
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    Just caught up Brizzle... you're busy as ever! I really need to get in on this nsd thing... although off to the market at lunch time for some veg which will save me money :)
    Debt: £14,000 now £2169
    Emergency Fund: 1000/ £1000
    :j
  • Sun_Addict
    Sun_Addict Posts: 21,282 Forumite
    First Post Name Dropper Photogenic First Anniversary
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    You're doing brilliantly. Much better than me with the AFDs, although I've actually been drinking less as keep falling asleep, plus I've got to be careful now I'm on the painkillers, trying to leave a long gap between the last lot of tablets and the first glass of wine!
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Thanks- your support is always appreciated - I do thrive on praise ;):D

    A nice day today - OH knackered but back. Won't have a AFD today - but did have one yesterday.

    Lasagne in oven for tea for kids. We are going over to friends - Hope OH lasts and doesn't face plant into the soup :eek:

    Hope everyone has a good weekend

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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