City Financial Loan Brokers....SCAM or NOT ?

[seaeaacr]

I agree but how does anyone find a lender when you are desperate?

[Apples2]

Originally Posted by seaeaacr

I agree but how does anyone find a lender when you are desperate?

You get one of these

https://www.gov.uk/budgeting-loans

If you don't meet the criteria, you aren't really desperate, you just want money .
If you wish to be seen favourably by lenders, you should repay everything you have borrowed along with all the interest on time, every time.

If you start faffing about missing payments, paying late and generally acting the fool, nobody will lend to you.

Give us more details about your position, salary, deebts, credit history etc if you would like advice.

[seaeaacr]

Apples2,
My position? I have NO loans,NO credit cards, and NO outstanding debets, My wife & I are pensioners and live in rural Wales. We need transport to get to Doctor, Dentist, Shopping, i.e. On Thursday we have to go to Dentist by public transport it is 3 hr. travel, by car it is 40min. My wife needs post Cancer medication and no public transport only a long walk from the nearest bus. That is why some people have to search like this!

[Apples2]

A lack of credit history is as bad as a bad credit history. Sad but true, the lenders simply look at it in black and white, without sympathy nor compassion.

The lender still requires the loan to be repaid so the applicant needs a suitable income.

Are you sure you are claiming all your entitlements?

[addyboy1982]

My parents live in rural Wales, luckily they both drive. I have already told them that when the time comes that they both hang up the keys they must move somewhere more sensible with relevant amenities.

Harsh, possibly, but very realistic.

[bigadaj]

Originally Posted by addyboy1982

My parents live in rural Wales, luckily they both drive. I have already told them that when the time comes that they both hang up the keys they must move somewhere more sensible with relevant amenities.

Harsh, possibly, but very realistic.

Same here, however currently no sign of them acknowledging the reality of their situation, even though they are pushing 80.

[welshman65]

I had a phone call from these con merchants, regarding a loan I applied for, they wanted a £75 upfront fee, i told them, no chance,this company are con merchants, the phone no they used was 01614063010, don,t go near city financial