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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 627Posts
    • 4,632Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 41
    • leanne0121
    • By leanne0121 17th Feb 17, 1:48 PM
    • 35 Posts
    • 308 Thanks
    leanne0121
    #057 popping by Haven't been able to get online for a while but I'm still plodding along.
    I'm now currently at £310.62/ £1,500

    SLow progress, but Hopefully by April/May I'll have the credit union loan paid out then I can then focus on my credit card bill.

    Doesn't look much at the moment to me but getting there slowly but surely.
    Originally posted by IrishRose12
    I think your totals look super
    Your paying your debt off and saving, and it's only February.
    Keep going, your doing great
    Massive mortgage free wannabe
    Mortgage outstanding £54,689 in 2017 was £109,000 in 2012
    Survey totals for 2017 £178
    Challenges pay all debts off by Christmas 2017, target £10,000, paid £9,900
    • elleJay42
    • By elleJay42 17th Feb 17, 3:42 PM
    • 72 Posts
    • 662 Thanks
    elleJay42
    Hello, a wee payment to my credit card today:

    #118 £573.39 / £4861(11.8%)

    I thought that was going to be about it for February but I've been asked to take part in some research next week which should make £65 and if so, I'll be able to add that to my Feb total too
    Total debt at LBM = £4861.03

    DFBXmas2017 #118 - £3111.65 / £4861 (64%)


    HTB ISA - £0 withdrawn for house purchase!
    • NewMeNewLife
    • By NewMeNewLife 17th Feb 17, 4:16 PM
    • 185 Posts
    • 373 Thanks
    NewMeNewLife
    Hi everyone

    Just checking in! I've managed to pay off £868.61 So that brings my total to:

    #123 = £2,006.41/£2,990.41
    Debt Free Date= Dec 2017.
    Mortgage Free Date = Jan 2039.
    • pennies from Heaven
    • By pennies from Heaven 17th Feb 17, 8:02 PM
    • 178 Posts
    • 912 Thanks
    pennies from Heaven
    Hi all,
    Logging payments for car loan and Credit card, totalling £175.89, making my totals now


    #74 - £1046.76/£7000 = 14.95%


    Thanks Muppets!
    LBM 1.1.16 = £27096.59 - now £17,020.38

    Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74

    Paydbx 2016 - £6487.31/£7000 = 92.67% - number 74
    • kirtsypoos
    • By kirtsypoos 18th Feb 17, 10:47 AM
    • 2,849 Posts
    • 12,716 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with £1442.08/£10000 please muppets
    £675/3000 OH BC(77.5% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £675/31010.23 (97.82% paid)
    Mortgage - £162,450.00 (2017 O/P £1519.82) PAYDBX 17 #006 - £15676.06/14,539.71
    • chocoholicqueen
    • By chocoholicqueen 18th Feb 17, 12:20 PM
    • 558 Posts
    • 1,231 Thanks
    chocoholicqueen
    Pay day has arrived and a payment of £312 has been made


    #30 £1368/£6000
    Emergency Fund £50/£500
    £365 in 365 Days #18 £405/£520
    £2.00 Savers Club 2017 #11 £256/£300
    Debt free by Xmas 2017 #30 £2473/£6000
    • Glittery
    • By Glittery 18th Feb 17, 3:30 PM
    • 98 Posts
    • 727 Thanks
    Glittery
    #119

    Paid £465 today.


    £1380/12800
    12800 to pay off
    £6467.20 to pay off !
    • donkids22
    • By donkids22 18th Feb 17, 3:50 PM
    • 141 Posts
    • 656 Thanks
    donkids22
    #054 613.24. 150 dd came out for cc1. That's it for February.
    Last edited by donkids22; 18-02-2017 at 3:53 PM.
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • sharronej
    • By sharronej 18th Feb 17, 5:13 PM
    • 552 Posts
    • 4,711 Thanks
    sharronej
    #156 £819/13000 for Febrauary, lower than normal due to restructuring finances. Takes me to just under 15% I think.
    Last edited by sharronej; 18-02-2017 at 5:17 PM.
    My thought for the day - if you're in a hole just stop digging!

    Pad #156
    DFD March 2021 Mortgage free March 2019
    • Florence J
    • By Florence J 18th Feb 17, 7:14 PM
    • 1,560 Posts
    • 8,786 Thanks
    Florence J
    All my payments to my cards have cleared for this month so I am happy to report:

    #53 £421.83/£1500
    Sealed Pot Challenge 10 #553 (£90) Wombling free 2017 = £1257.28 Pay off all your debts by Xmas 2017 #53 (£2313.43/£3000) Debt to OH paid back £851.75/£1001.75
    July 2017 Credit Card Debt: £4519.44
    • Megano
    • By Megano 18th Feb 17, 7:26 PM
    • 220 Posts
    • 939 Thanks
    Megano
    036) Hola guys!

    Just rounding down my bank accounts and managed to throw a little payment of £28.28 over to barclaycard
    TSB £0/2029.50
    Barclaycard £0/3342.08
    Virgin £0/1100
    BOM £0/550
    OH £0/800
    Total:£0/7821.58
    • ThisYear
    • By ThisYear 18th Feb 17, 7:41 PM
    • 6 Posts
    • 55 Thanks
    ThisYear
    #132 This Year checking In with this months figure now the credit card bills have arrived.
    So thrilled to have made it to £1100 out of £8100
    Sorry on phone so can't work out how to do big colourful font for you Muppets!
    • MrsShazbat
    • By MrsShazbat 18th Feb 17, 8:51 PM
    • 421 Posts
    • 2,198 Thanks
    MrsShazbat
    Payday so totals updated (payments due later in month) £286.11 paid #71 £702 / £3053.49
    PAYDBX 2017 #71 £1955.89 / £3053.49 * Xmas 2017 #8 £403.50 / £365 * (2016 £424.32 / £366)
    * SPCNo.10 #66 (SPCNo.9 £442.64 inc Quidco to 2/11/16 £138.92 *
    • jayII
    • By jayII 18th Feb 17, 11:45 PM
    • 39,896 Posts
    • 106,331 Thanks
    jayII
    Thanks for all your work on the thread Muppets and to good luck to all posters. I've made a few more payments, so:

    #11 checking in with £1234.77 / £16987.39

    29.7.17 Total debt: £18,848.14 / Int: £116.45 / DFD July 2019

    1.8.17 Paid: £8,504.36 /
    Debt: £10,343.78 / Int: £0 / DFD Jan 2019 (last payment £345.70)






    • kirtsypoos
    • By kirtsypoos 19th Feb 17, 12:20 PM
    • 2,849 Posts
    • 12,716 Thanks
    kirtsypoos
    Afternoon all.

    #006 checking in with £1453.22/£10000 please muppets
    £675/3000 OH BC(77.5% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £675/31010.23 (97.82% paid)
    Mortgage - £162,450.00 (2017 O/P £1519.82) PAYDBX 17 #006 - £15676.06/14,539.71
    • muppets
    • By muppets 19th Feb 17, 3:00 PM
    • 627 Posts
    • 4,632 Thanks
    muppets
    I'd like to join too ...


    I'd definitely like to be clear of current CC debt of £2,896.47


    I do keep to a monthly budget and am trying to pay off about £300 a month.
    Originally posted by Money Rollercoaster
    Hi Money Rollercoaster and welcome. You are # 136

    £190//£2200
    Originally posted by PollyWolly
    Hi PollyWolly and welcome. You are # 137

    Morning all,

    #006 checking in with £1402.08/£10000 please muppets.

    I have decided to include my mortgage OPs in this this year, as they are still reducing my debt. I hope that's ok?
    Originally posted by kirtsypoos
    Afternoon kirtsy, of course it's ok.I along with a few other include it too. x
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 19th Feb 17, 3:08 PM
    • 627 Posts
    • 4,632 Thanks
    muppets
    #037 paying £917 this month

    Unfortunately the next few months i wont be able to pay as much but every little helps.
    Originally posted by Weewdy
    Weewdy, can you confirm this is £917 paid of this month making a total of £1775 paid. Or is this £917 paid off in total?
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 19th Feb 17, 3:20 PM
    • 627 Posts
    • 4,632 Thanks
    muppets
    Hi please can i join? I'm going to pay off (positive and i will do this!) £1500 overdraft and £900 next bill so £2400 in total. There will be more payments but these are the main 2 i want cleared by the end of the year.


    thank you!
    Originally posted by Penguin8410
    Hi Penguin8410 and welcome. You are # 138
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • juliejim
    • By juliejim 19th Feb 17, 7:29 PM
    • 7,483 Posts
    • 150,957 Thanks
    juliejim
    Hi All

    Quick update #84 £407/£3000 paid so far please muppets

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
    • roxy7699
    • By roxy7699 19th Feb 17, 8:37 PM
    • 1,057 Posts
    • 8,954 Thanks
    roxy7699
    Hiya,

    Checking in for my monthly update now that interest has been added and payments made.

    #24 - £500.22/£8276.56

    Thank you so much

    Roxy
    £2017 in £2017 = £79.20 £2016 in 2016 = £275.28
    £1 a day for xmas - #47 - £112/£365
    Pay debt by xmas 2017 #24 - £500.22/£8276.56
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