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  • FIRST POST
    • I Love comps
    • By I Love comps 1st Dec 16, 8:00 AM
    • 805Posts
    • 2,444Thanks
    I Love comps
    How Much Will You Spend In 2017? Challenge
    • #1
    • 1st Dec 16, 8:00 AM
    How Much Will You Spend In 2017? Challenge 1st Dec 16 at 8:00 AM
    This challenge is about listing everything you spend.;

    Greetings Cards
    Presents
    Food shopping
    Bills
    Credit
    Newspapers
    subscriptions
    small items eg newspapers , drinks , sweets (it all adds up)
    Direct Debits

    EVERYTHING YOU SPEND - I am curious to see how much we spend in a year and where cutbacks can be made.

    No need to count savings going between bank accounts as you still have the money.

    This challenge will start on the 1st January 2017


    1.ILovecomps
    2 .Harleyquinn
    3. indigowarrior
    4. micron
    5.*Jellie*
    6. PoorGuyNextDoor
    7 .abby1234519
    8 .NJS2016
    9. Miss D Meanour
    10. cazmcf
    11. GasMonkey
    12. Psychobabble78
    13. squirrelgirl
    14.cybertortoise
    15. angelicious
    16.focus888
    17sunshineyday
    18 mumtoomany
    19 abundant1972
    20 Jo Bloggs
    Last edited by I Love comps; 13-03-2017 at 7:29 AM.
Page 2
    • Miss D Meanour
    • By Miss D Meanour 11th Dec 16, 10:13 AM
    • 91 Posts
    • 641 Thanks
    Miss D Meanour
    Hi ILoveComps, could I join this challenge. I'm really trying to get a grip on my spending this year and this would really help me focus. I tend to do most spending on CC (for the rewards) but have noticed that I've stopped checking where it is going. I know my biggest spend is on food so am hoping committing to this challenge will help me really pay attention to what I'm doing with my money.
    Thanks a million
    MissDM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574. .......... How much will you spend 2017? #9
    Xmas 2017 - #40: £391 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £6,540.26 / £8,100. .......... MFW2017 - #2: £5,808.10 / £7,000
    No matter how far you go, you always take yourself with you
    • cazmcf
    • By cazmcf 11th Dec 16, 1:13 PM
    • 273 Posts
    • 1,589 Thanks
    cazmcf
    Can I join please? Need to see where my money is going and see if I can make any cuts. Got myself a free spending tracker app to make it easier.
    LBM 04/10
    Debt was 16700
    Debt free 04/13

    Owe mum 5100 12/16
    • *GasMonkey*
    • By *GasMonkey* 11th Dec 16, 1:17 PM
    • 18 Posts
    • 43 Thanks
    *GasMonkey*
    I would like to join in please! Since my LBM.... I put my head back in the sand 2017 is the year to get back on track!
    £4567.37

    £3985.90
    £3943.66
    £3900.00
    • *Jellie*
    • By *Jellie* 11th Dec 16, 7:10 PM
    • 2,949 Posts
    • 13,371 Thanks
    *Jellie*
    It is useful seeing how people plan to track spending- I have tried several times with several methods but I never seem to stick with it for long.
    How often are you planning to track spending and how are you recording it?

    Spending on debit and credit cards is easy for me to check online- I might try and update these on a specific day weekly...maybe on a spreadsheet. Cash spending I guess is easiest to record immediately with a phone app or notebook and then update weekly.
    Any app/ software/ planner recomendations?

    Well and truly fell off wagon!...2017 Womble #9 Gave up counting :-( Saving for Christmas 2017 #46 £250/ £520. 365 Day Penny Challenge in 2017 gave up! VSP 2017 # Gave up SPC 10. Stashbusting projects lost track! Crazy clothes challenge 2017 #12 £350/200.....oops!
    • I Love comps
    • By I Love comps 12th Dec 16, 7:05 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    It is useful seeing how people plan to track spending- I have tried several times with several methods but I never seem to stick with it for long.
    How often are you planning to track spending and how are you recording it?

    Spending on debit and credit cards is easy for me to check online- I might try and update these on a specific day weekly...maybe on a spreadsheet. Cash spending I guess is easiest to record immediately with a phone app or notebook and then update weekly.
    Any app/ software/ planner recomendations?
    Originally posted by *Jellie*
    *Jellie* It will be easy for me to track my direct debits from my online banking. When I go shopping I keep my receipts and check what I have spent from there . Other spending I will record on my I iphone which a notes section - this will be for items like small purchases eg money for a collection at work or small items from a shop eg cake or a newspaper.
    • I Love comps
    • By I Love comps 12th Dec 16, 7:13 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    Hi ILoveComps, could I join this challenge. I'm really trying to get a grip on my spending this year and this would really help me focus. I tend to do most spending on CC (for the rewards) but have noticed that I've stopped checking where it is going. I know my biggest spend is on food so am hoping committing to this challenge will help me really pay attention to what I'm doing with my money.
    Thanks a million
    MissDM
    Originally posted by Miss D Meanour
    Welcome to the challenge Miss D Meanour I have given you number 9
    • I Love comps
    • By I Love comps 12th Dec 16, 7:16 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    Can I join please? Need to see where my money is going and see if I can make any cuts. Got myself a free spending tracker app to make it easier.
    Originally posted by cazmcf
    Welcome to the challenge cazmcf you are No 10 on this challenge.
    • I Love comps
    • By I Love comps 12th Dec 16, 7:21 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    I would like to join in please! Since my LBM.... I put my head back in the sand 2017 is the year to get back on track!
    Originally posted by *GasMonkey*
    Welcome GasMonkey you are No.11 on this challenge
    • Psychobabble78
    • By Psychobabble78 12th Dec 16, 3:41 PM
    • 29 Posts
    • 75 Thanks
    Psychobabble78
    Can I sign up please!
    Hi there, can you sign me up to this - I am aiming on making 2017 the year in which I can finally see some change happening!
    #70 12k in 2017:2408.28/12000
    #3 Sealed Pot Challenge 2017: £116.28[/???]
    #12 How much will you spend in 2017 challenge: £7669.53@end Feb
    MFW: January 2017: £118,195
    • I Love comps
    • By I Love comps 12th Dec 16, 5:04 PM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    Hi there, can you sign me up to this - I am aiming on making 2017 the year in which I can finally see some change happening!
    Originally posted by Psychobabble78
    Welcome Psychobabble78 you number 12
    • Psychobabble78
    • By Psychobabble78 13th Dec 16, 2:54 PM
    • 29 Posts
    • 75 Thanks
    Psychobabble78
    Welcome to this challenge. I do not have a clue what I will have spent in 2016. I shall just be sticking to what I spend in 2017. It is a good idea though.

    .
    Originally posted by I Love comps
    I really wouldn't like to know what I have spent in 2016!! I've just been closing my eyes when the credit card bill comes through ha ha!! - In budget though and always paid off in full, I'd just really like to save much more by cutting out all of the rubbish I buy - I could start my own shop with all of the meaningless, unnecessary and comfort purchased I make!

    Good luck every, and thank I love comps!
    #70 12k in 2017:2408.28/12000
    #3 Sealed Pot Challenge 2017: £116.28[/???]
    #12 How much will you spend in 2017 challenge: £7669.53@end Feb
    MFW: January 2017: £118,195
    • Miss D Meanour
    • By Miss D Meanour 16th Dec 16, 2:58 PM
    • 91 Posts
    • 641 Thanks
    Miss D Meanour
    Getting into practice for recording my spending. Am trying to record it on the notes section of my phone as I go along. I've decided I don't really have a phone, I have a small computer that happens to make phone calls. Still remember how liberating getting my first analogue mobile phone was. We have come soooo far.
    Happy weekend everyone
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574. .......... How much will you spend 2017? #9
    Xmas 2017 - #40: £391 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £6,540.26 / £8,100. .......... MFW2017 - #2: £5,808.10 / £7,000
    No matter how far you go, you always take yourself with you
    • I Love comps
    • By I Love comps 17th Dec 16, 6:37 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    Getting into practice for recording my spending. Am trying to record it on the notes section of my phone as I go along. I've decided I don't really have a phone, I have a small computer that happens to make phone calls. Still remember how liberating getting my first analogue mobile phone was. We have come soooo far.
    Happy weekend everyone
    Originally posted by Miss D Meanour
    iphones are brilliant only had mine since May. That notes section is good for shopping lists .
    • squirrelgirl
    • By squirrelgirl 17th Dec 16, 10:16 AM
    • 127 Posts
    • 598 Thanks
    squirrelgirl
    I'd like to join please

    I really would benefit from keeping track of where my cash disappears too!!
    MFW £3510.00/£22968.96: October GC £30/£300
    • I Love comps
    • By I Love comps 18th Dec 16, 8:17 AM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    I'd like to join please

    I really would benefit from keeping track of where my cash disappears too!!
    Originally posted by squirrelgirl
    Welcome squirrelgirl, you are No 13

    Yes it is amazing how money disappears!!!!!
    • PoorGuyNextDoor
    • By PoorGuyNextDoor 18th Dec 16, 6:25 PM
    • 131 Posts
    • 343 Thanks
    PoorGuyNextDoor
    I really wouldn't like to know what I have spent in 2016!! I've just been closing my eyes when the credit card bill comes through ha ha!! - In budget though and always paid off in full, I'd just really like to save much more by cutting out all of the rubbish I buy - I could start my own shop with all of the meaningless, unnecessary and comfort purchased I make!

    Good luck every, and thank I love comps!
    Originally posted by Psychobabble78
    Can totally relate to this! I buy some amount of tat its annoying when i look back!! Iv cut out a few things from my budget already so im going into next year positive il have a realistic budget to stick to.
    • cybertortoise
    • By cybertortoise 18th Dec 16, 9:41 PM
    • 101 Posts
    • 720 Thanks
    cybertortoise
    Can I join please? I plan on recording all spending in 2017 as I generally suck at tracking for more than about a week.

    I'll be using YNAB on my laptop and phone as I already have it so no extra outlay.

    My main areas of spending are trips to the local shop to buy junk food, averaging £4-£5 almost every evening, and poor meal planning resulting in running out or having to throw stuff away. I'd love to buy a camper van so I need to start saving, but I have over £12k of debt I need to be paying off.
    Starting fresh as it's my birthday! DFD: 28th August 2020, the day before my 40th birthday.
    Owed: £17504.03.
    Targets: £130.97/£3210.00 by end 2017.

    • I Love comps
    • By I Love comps 29th Dec 16, 8:56 PM
    • 805 Posts
    • 2,444 Thanks
    I Love comps
    Welcome cybertortoise. You are No.14
    • angelicious
    • By angelicious 31st Dec 16, 9:13 AM
    • 171 Posts
    • 1,327 Thanks
    angelicious
    Can I join please? Would love to know exactly how much money I spend in a year.
    Make £10 a month Oct '17 £304.70/1000,Sept '17 £0/1000 Aug '17 £708/1000 July '17 £450.00/1000 June '17 787/1000May'17 £1067.05/1000 April '17 £456/1500 Mar '17 £709.00/310, Jan '17 £104/310[/COLOR], Feb '17 £437.55/280
    Frugal Living Challenge 2017
    EMERGENCY FUND #200. £20/1000
    Emergency 3-6 month fund £1100/7200
    • focus888
    • By focus888 31st Dec 16, 1:49 PM
    • 1,762 Posts
    • 4,132 Thanks
    focus888
    Hi, please can I join as well? I was thinking just yesterday this year i want to keep a record of how much I spend daily/monthly/annually in 2017. I wanted to do this at the end of 2015 but never did it. Defo want to start this tomo I wont be including any bills or fixed expenses like internet. Just on my daily spending, which is normally grocery/toileties other odd bits here and there which has definitely gone out of hand this last few years. Hopefully this challenge will help me realise where I am going wrong. I know i do spend alot on junk food which has to stop especially as i also want to slim down in 2017. Theres alot i want to do
    Saving for Xmas 2017 - #65
    365 Penny challenge - #16
    How Much Will You Spend in 2017 - #16
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