Making chicken feed of my mortgage

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  • apple_muncher
    apple_muncher Posts: 14,708 Forumite
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    Ya boo hiss to HR :angry::tongue::tongue::angry:

    Have a good day off.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • edinburgher
    edinburgher Posts: 13,462 Forumite
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    Well done on the OP - you'll overtake us re. remaining mortgage in another month or two :)
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
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    Fantastic op MWC, well done! :T
    Keep your chin up on the job front, things always have a funny way of working out.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Watty1
    Watty1 Posts: 4,922 Forumite
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    Booooooo to HR Depts. I do sometimes wonder about their usefulness. Mr Watty's HR dept recently informed him they were unable to send him details of his pension plan because that would mean they would have to look at his address and that would breach security protocol ?????????? I mean really ???? Of what possible use is an HR dept that has such an excuse?
    We couldn't stop laughing!
    He offered to give them permission and said he was willing to take the risk. Apparently they have to send him a form!! You couldn't make it up!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
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    muddywhitechicken wrote: »
    I've been paid :j

    First "normal" month since pay rise/new tax code - an increase of £217/month :T

    I knew it was too good to be true... it wasn't until I saw my payslip that I remembered April's wages included the dividend on my vesting LTI shares :doh:

    So this month's salary is the first "normal" month since pay rise on 1 March/new tax code - an increase of £100/month

    Yesterday's egg update:

    Eggs IN 3
    Eggs OUT 0

    GCC steps: after 3 days my average is 13,485 steps :)

    Plans for today include taking my aunt to M&S this morning and going to a family BBQ this afternoon/evening
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,833 Forumite
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    Morning MWC, that's an amazing avg steps per day - go girl :)

    We'll be thinking of you today as we are hoping to work in the garden.
    Last weekend was so dreadful we both feel a bit desperate to get out in the fresh air.

    Enjoy the BBQ and time with your Aunt.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
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    Thanks Tilly

    I need to get fit for Norway - only 4 weeks away :eek:

    I'm hoping to get an hour in the garden this afternoon and longer tomorrow as I need to deadhead & tidy up, mow the lawn, plant my rose and sow some more seeds in the raised beds :)

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
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    Eggs IN 3 today + 3 yesterday
    Eggs OUT 0

    3 eggs/day from 8 chickens is a very poor return - I've told them to buck their ideas up!

    Today is Day 6 of GCC - my average is 14,525 steps/day and I got a PB of 23,092 steps yesterday (5.5 mile walk with Mr MWC, mowed the lawn and walked to the supermarket) :T

    No money news and 28 days until pay day :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,228 Forumite
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    muddywhitechicken wrote: »
    I need to start job-hunting seriously and to make contact with the new department head of the same function in our parent company.

    MWCx

    So - have you done it yet? If not - :naughty::naughty::naughty:
    Watty1 wrote: »
    Booooooo to HR Depts. I do sometimes wonder about their usefulness. Mr Watty's HR dept recently informed him they were unable to send him details of his pension plan because that would mean they would have to look at his address and that would breach security protocol ?????????? I mean really ???? Of what possible use is an HR dept that has such an excuse?
    We couldn't stop laughing!
    He offered to give them permission and said he was willing to take the risk. Apparently they have to send him a form!! You couldn't make it up!

    :rotfl: How will they know where to send the form to :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
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    gallygirl wrote: »
    So - have you done it yet? If not - :naughty::naughty::naughty:

    I've LinkedIn with her... although she has 500+ connections so she must accept any invitation! She has viewed my profile though so that's a start :)

    No serious job-hunting yet :o
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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