Debt-Free wanna be vs Maternity pay. Determined to stay on track.

Morning Ramblemhan long time no speak. I'll try catch up on your diary but on my days life is crazy right now. My sister is on the process of splitting from her husband and has had to move to my dads house with her two young children with a days notice. Trying to keep money in check but having her kids a lot for her so spend a bit of petrol (they live an hours drive away) and lunches for them etc but trying to keep it in check and bring them to my house as much as possible to make it cheaper. Ugh my brain hurts. Xx

Bahhh totally. Some people are just better at coping with or hiding the madness. "This to shall pass" is a something I've learn the last few years. So got bad time just keep going and for good times really cherish them because they won't last for ever either. Xx

I'll find it and have a read. Xx

Morning,

Long time no post. You'll be glad to hear I've been to busy to spend money!

Anyone who saw my posts about my sister will be pleased to hear she is moving into a cute little cottage with her children Friday :0)

BIG NEWS here......we've found a house, had an offer accepted (pending survey which is being completed tomorrow) and we have a mortgage in principle! S*** guys this is actually happening! The house needs a lot of work and isn't in our ideal location but we had to compromise with our budget. But it's a lovely Victorian 4 bed town house and we are committed to going to work it needs and saving up to make it a lovely open plan living space downstairs. Eeeek!

I'm so sick the toddler is at school and the baby is just up for a nap so I'm on the sofa under my blanket ready to watch a film. I was going to have a quick Google of things I a)don't need b)can't afford but decided to check in here instead. Yes a cordless Hoover and a pretty dressing tablet would be lovely....but they can wait!! Going to rest and watch the film. X

Thank you enthusiasticsaver,

Quick pop in as I've spent the last 12 hours window shopping online! Waiting for the surveyors report to come back so feeling a bit bored, but buying cute bits for the boys bedroom is not a way to kill time!!!

Dp's pay day today all money sorted and an extra £100 popped in savings. Waiting for HSBC to process a complaint for me a few years ago I had a ISA then when the help to buy isas came out I called and asked them to set up one of those for me instead....that was opened and I transferred all my savings in and continued to make my monthly savings deposits there in order to qualify for the help to buy bonus. I called the other day to see if they had a calculator of how much bonus I qualified for and it turn out they opened another ISA but it was the same as the existing on I had not a help! I hadn't noticed that the name wasn't help to buy on my online banking but then to be honest I didn't realise it had to say that. This could potentially cost me £1400!!! I've put a complaint in on the grounds it was a mistake their end as why would I call to close a advanced ISA and open an advanced ISA and transfer all my money over to that. They said it could take 8 weeks to process the complaint which I then called and said I don't have 8 weeks so hoping they process it a bit sooner. Nightmare.

Lazy day in with the boys today my childminder has called in sick for today I was meant to have a day without the boys to clean and nap as I'm on a 9pm-6am tonight. Wahhhh whinge over we will have lots of fun instead today and I will drink lots of coffee on my night shift. She has also called in sick for tomorrow tho and I'm working again at 5 wahhh! My mum said she's pop over so I could have a few hours sleep and then stay until dp gets back. Going to be a tired few days. Thankfully I'm finally over my s&d bug and feeing better. That is not money related at all sorry just having a rant about life. Although we have paid the childminder nearly £200 for the two days and I can't find her contract to see if we will get a refund.....we shall see what appears on next mo this invoice I guess.

Right best go x