Bgc - !!!!!!

Something doesn't make sense here.


BOS = Bank Of Scotland right? They're part of HBOS/Lloyds Group, so why did you ask Nationwide Building Society about it? Contact your local BOS or Halifax branch.If the account was closed, the money would either be held by them, or bounced back to the DCA.


Ben, your reply makes less sense. This was a payment from a DCA, not to.

spngbx wrote: »

BOS - Bank of Scotland, yes. Nationwide is who I bank with now. According to BOS any payment would have been routed to a Lloyd's holding account because apparently BOS is part of the Lloyd's banking group? The closed Bank of Scotland account was overdrawn when it was closed so the DRA where handling the account.

I'm still struggling to work out why you mentioned Nationwide as this has nothing to do with them?


BOS is indeed part of the Lloyds banking group and you'd need to ask them where the money is, if it hasn't been bounced back. If the account was overdrawn however it may well be taken to offset that debt.

spngbx wrote: »

Sorry just to clarify Nationwide is who I currently hold an account with and where I would like the payment to be credited into.

So? They can't magic up the money.


Your original bank would need to retrieve it, then transfer it for you. Nationwide can do literally 0 in this situation.