Pay off mortgage and start having fun!

mouche · 22 January 2014 at 4:26PM

Gorgeous dress - and fab price too. Well worth the buy I would say.

tootoo · 22 January 2014 at 9:02PM

lovely dress.

Old fashion these days tends to mean covering up (and saving whats underneath for your oh) I just call it classy.

newgirly · 22 January 2014 at 11:32PM

Thank you some much for the lovely comments everyone

I am hoping to squeeze my hooves into dd's sparkly prom shoes so I don't have to buy any, all my evening shoes are rather Ott irregular choice "themed"ones

It was a hard day at work today, I sound like such a whinger as most people work way harder, I'm just finding it hard to adjust some days. I've been trying to get up at 5 so I can clear up a bit before leaving, in the evenings it's just dinner , a bit of washing and crash out.
Not sure what to do to make things better really, I guess it will just take time to get used to it.

I need to continue the teenager training as well, currently I am focussing on putting washing in baskets and putting stuff in bins. It's my own fault for doing too much in the past for them. :eek: dh has been ok though and has started helping washing and cook in the evenings, we are getting there slowly

It's mot day tomorrow, I am dropping it off on the way to work, as I raided last years car fund it has the grand sum of £60 left in it , not good. The mot is over £50 from what I remember , and in all the years I have driven (ahem 21) I have only passed 1 mot :eek:fingers crossed please!

Peonie · 23 January 2014 at 12:13AM

I have only passed 1 mot :eek:

You or the car. He he.

Teenager training is a very good idea.

greent · 23 January 2014 at 2:53PM

The dress is beautiful - seriously!

x

I'm another who does too much for my children - I did far more/ knew how to do far more than them at their ages (the teenaged two - not the small 2!) - I'm taking DD in hand after her exams this summer, as she'll be home from Mid June until 6th form in Sept - my slave!!!! mwah-ha-ha-haaaa!!!!

If you need to end up buying shoes, newlook often have some brilliant ones in their sales - I've bought several pairs at £5/ go - whilst they're not ones I'd wear often, at that price they're a steal. (I love irregular choice, too - and iron fist - neither of which usually have designs suitable for such a classic dress!!!

) Sadly, I'm on a shoe buying fast at the mo - I do not need any more lovely shoes, just some new easy to wear suitable for school run boring ones

Pearla*Merle · 23 January 2014 at 3:43PM

newgirly wrote: »

I am hoping to squeeze my hooves into dd's sparkly prom shoes so I don't have to buy any, all my evening shoes are rather Ott irregular choice "themed"ones

:rotfl: I have the exact same problem. (LOVE IC :smileyhea) I had to buy some grown up black heels 'just in case' a few months ago when I realised what sort of situation I'd gotten myself into. :rotfl:

newgirly · 24 January 2014 at 6:12PM

Thanks for posting everyone, I will take a look in new look thanks greent.

I feel like the worst mum ever today, ds1 hurt his wrist playing football earlier this week, and after moving and poking it , and getting dh to have a look I put a support bandage on it and wrote a note for pe. Today he woke up saying it still hurt so I took him to the poly clinic and it's broken

I feel terrible that I thought it was ok, he didn't make much fuss or get upset when he did it , so I just thought it was sprained , the nurse also said it wasn't broken (before the X-ray!) so he must have a high pain threshold as she was pulling it about and it didn't hurt.

He is over the moon the crazy child, and grinned all the way through having it set. We have to go for a re-set next week and he has to be plastered up for 6 weeks plus its his right hand!

I will pop back later after doing the accts as its payday, and for the first time there may be savings to be transferred, oh plus the car passed its mot yesterday

newgirly · 25 January 2014 at 9:13AM

newgirly wrote: »

Plans for the week:

Eat a lot less.......not done
Go to gym at least x3........once
Buy new school trousers.........done, but not taken up
Meal plan for midweek......not done
Use up some freezer stuff it's chokka......not done
Buy first premium bond :j......need to write first
Book mot and get done in the next couple of days-oops .....done
Dye roots.....done
Daily washing/ironing so I don't have a backlog at the weekend.....not done
Book weekend Xmas cruise

.......not done.

Due to the fact I've failed to do most of this weeks list I may as well use it again for next week

I've been through the accts and although there are no loan overpayments this month (much larger cc bill from Xmas last month to clear) I have managed to squeeze the usual budget by spending less on food. I have set aside :

£100 for a premium bond
£100 in a savings account to not be touched
£172 in a different savings account that can be used if needed
I have also started saving in a tin -as on mortgage free in three's blog, start with £1 then up the amount by £1 a week throughout the year.

So far for jan and feb (have to do it pay day or I will spend it) £36

I can start using the cc again on Monday or tues and have £600 pm for everything to spend.

It would be good to get more organised at the weekends, lately we have not been out much and I'm still struggling to keep on top of things during the week, meal planning is day to day which is not good, I think I need to run down the freezer , then maybe stock up on lots of frozen veggies , and quick cook chicken bits etc. for days when I need to cook dinner fast. Maybe today I'll slow cook the massive gammon joint that's taking up half the small chest freezer

Alchemilla · 25 January 2014 at 9:19AM

Stuning frock. Clearly it is ethereal and classy.
Shall we nag you about slimming?

XSpender · 25 January 2014 at 9:27AM

newgirly wrote: »

I have also started saving in a tin -as on mortgage free in three's blog, start with £1 then up the amount by £1 a week throughout the year.

Morning new girly

I am doing the £1 in week 1 and so on challenge too. There is a 52 week challenge on DFW too which is the same as MFin3 challenge.

It's going to be tough keeping up with it when the weeks get bigger:eek: I am saving mine for christmas:D

Pay off mortgage and start having fun!

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