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  • FIRST POST
    • Col81
    • By Col81 13th Sep 17, 4:24 PM
    • 52Posts
    • 2Thanks
    Col81
    debts and stepchange
    • #1
    • 13th Sep 17, 4:24 PM
    debts and stepchange 13th Sep 17 at 4:24 PM
    Hi,

    My credit score is shooting up on Experian. Now 608 was 99 in Jan17. I entered stepchange debt plan 2 years ago. all my debts that are in the debt plan are not showing on experian. Why would this be???
Page 1
    • zx81
    • By zx81 13th Sep 17, 5:05 PM
    • 13,180 Posts
    • 13,491 Thanks
    zx81
    • #2
    • 13th Sep 17, 5:05 PM
    • #2
    • 13th Sep 17, 5:05 PM
    Because the scores are made up, and your creditors may be reporting to other CRAs.

    Check the other two to get a full picture of what a lender may see.
    • Narkynewt
    • By Narkynewt 14th Sep 17, 9:31 AM
    • 101 Posts
    • 16 Thanks
    Narkynewt
    • #3
    • 14th Sep 17, 9:31 AM
    • #3
    • 14th Sep 17, 9:31 AM
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!
    • StopIt
    • By StopIt 14th Sep 17, 11:33 AM
    • 879 Posts
    • 803 Thanks
    StopIt
    • #4
    • 14th Sep 17, 11:33 AM
    • #4
    • 14th Sep 17, 11:33 AM
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!
    Originally posted by Narkynewt

    ClearScore covers Equifax and is free also.
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