Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Col81
    • By Col81 13th Sep 17, 4:24 PM
    • 54Posts
    • 2Thanks
    Col81
    debts and stepchange
    • #1
    • 13th Sep 17, 4:24 PM
    debts and stepchange 13th Sep 17 at 4:24 PM
    Hi,

    My credit score is shooting up on Experian. Now 608 was 99 in Jan17. I entered stepchange debt plan 2 years ago. all my debts that are in the debt plan are not showing on experian. Why would this be???
Page 1
    • zx81
    • By zx81 13th Sep 17, 5:05 PM
    • 15,493 Posts
    • 16,427 Thanks
    zx81
    • #2
    • 13th Sep 17, 5:05 PM
    • #2
    • 13th Sep 17, 5:05 PM
    Because the scores are made up, and your creditors may be reporting to other CRAs.

    Check the other two to get a full picture of what a lender may see.
    • Narkynewt
    • By Narkynewt 14th Sep 17, 9:31 AM
    • 118 Posts
    • 23 Thanks
    Narkynewt
    • #3
    • 14th Sep 17, 9:31 AM
    • #3
    • 14th Sep 17, 9:31 AM
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!
    • StopIt
    • By StopIt 14th Sep 17, 11:33 AM
    • 1,395 Posts
    • 1,245 Thanks
    StopIt
    • #4
    • 14th Sep 17, 11:33 AM
    • #4
    • 14th Sep 17, 11:33 AM
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!
    Originally posted by Narkynewt

    ClearScore covers Equifax and is free also.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,916Posts Today

8,751Users online

Martin's Twitter
  • Happy Birthday Jordon. 21 today. Wish you as good a day as you can, and hope you are out of hospital and on the m? https://t.co/G0V9q9agzT

  • Got a Help to buy ISA? You have an urgent decision to make or risk missing out on £1,000s. I explain in detail here? https://t.co/W5OJieZddJ

  • URGENT warning to all prospective first time buyers. You need to decide NOW if you are moving your help to buy ISA? https://t.co/BDK21rkLL4

  • Follow Martin