Squirrelgirls MF quest

Thanks ETE I'm gong to check my balances again today to see if I can put in anything further so I think you're right!! :rotfl:

SSS, I think that I will travel more and I also want to be able to do work on the house and finally live in a more 'grown-up' environment!

Once the mortgage has gone, I'll set up travel and house funds.

We have had responsibilities for dogs and kids for decades; dogs are now gone and children grown. I will be able to travel whenever it suits me (I'm thinking last minute deals ) and have things around me that are chosen on how I feel about them rather than whether I can fit the dogs on them/will it withstand the kids!! :rotfl:

We have a 'bucket list' of places we want to visit and things we want to see, so they will be my destinations of choice Some places are close enough for a weekend break, others are going to be a three-week adventure....

We also know what we want for the house - it really needs a bit of an overhaul
I need to sort the roof; I want to replace the ceilings; get the walls re-plastered; get a new bathroom; replace the boiler/heating system; re-carpet and re-decorate throughout and replace many household items such as beds, wardrobes etc. We haven't replaced any furniture in about ten years and the quality of the stuff we have has always been dependent on what we could afford at the time - when I move things, they will probably collapse and die, so it makes sense to factor them into the things that we need!! :rotfl:

I must admit that I am becoming more excited about becoming MF its going to be hard over the next couple of months as I have other things that I need to do before I can really throw everything at it....November will be my first substantial payment but I am definitely going to achieve this though so I am going to do whatever I can to get it sorted.

I am going to pay a minimum of £50 a month off the capital and if I can manage anymore than that before November, I will put that in the offset account so that we have access to it but it reduces the interest.

I want the point that the capital and offset are the same figure to get here asap

Looked at the budgets - made a £30 op :j (ETA - just added another £10 from my 'persie' account so that's my march - £50 first month target reached )

I'm off next week so intend to do some batch cooking and menu planning hopefully, not too many beans on toast days (although I love them now and again!;))

hi secret :wave: thanks for dropping by
I am hopefully going to get the greenhouse sorted today - it's pretty windy though and I need to replace the glass that we lost so I may have to see how it goes :eek: I will have to re-pot my seedlings though, regardless of what happens weather-wise... a few purple sprouting broccoli, a couple of cauliflower, a Brussel sprouts, an aubergine and a few tomato plants have all done well so they need to be potted on I will also start the leaves, the red basil and the oregano today - it will end up saving me a fortune on herbs and salad

I have cancelled one of my charity donations today - it was one that I agreed to do for a couple of months and I have done 6 months of it now so I don't feel too bad about it; ultimately, reducing my mortgage is more important to me at the moment (particularly as I have discovered that the chief exec of this charity is on a six figure salary!! :mad: I know that they have to get the best people for the job, but it seems excessive to me....)

I'm looking forward to the week ahead - mainly because I get to spend most of the week with my new grandbaby and I get paid this week so will clear my cc again I put half of the car costs onto the card and paid the other half cash last month - I don't like having a balance on my cc now though :rotfl:

I'm going to check out the spare room and see what needs doing to my wine while I am there - it will save me a fortune in the summer if I have them bottled and ready to go :beer: I also have a mountain of books that I need to get rid of...does anyone know any decent companies that will buy them from me? I know I won't get much but every penny counts on my mission!!

I have got a duck out of the freezer for the boys (although I am vegan, the rest of the household is not so I still have corpse in the freezer to get rid of) which should feed them for the next few days along with some of the super 6 stuff I bought at A*di yesterday - oranges, purple sprouting broccoli, kale and some spring onions. I also got some potatoes so will do some mash with it....tomorrow they can have Chinese pancakes and the most of the remaining duck and then I will put the rest in sushi on Tuesday. I'll have the veg in a warm salad tonight with some quinoa and puy lentils, some hoisin jackfruit and Chinese pancakes tomorrow and avocado sushi for Tuesday. I will have to buy the avocado but other than that, it's all from the store cupboard/fridge

It's all about saving the pennies