PPI reclaim - But I dont know the account numbers

di3004 · 23 March 2011 at 7:14PM

MISSC2011 wrote: »

thanks Di

Ill let you know how I get on.

But yes I am entitled to reclaim the PPI as when i took out both loans I was told I couldnt have the loan unless I took the payment protection too !!

Your very welcome Miss C

It should have been optional, and they should not have pressurised you with taking out the ppi.
Good luck.;)

MISSC2011 · 23 March 2011 at 9:59PM

ok so I looked at Fscs website. It said I could ring welcome to ask them to send me an application. when I did they said only PPI on one account. I am sure thats not true so do I write to them and request a statement of transactions ? and send a £1 cheque ?
sorry for all the questions but I am new to all this!!

Thanks

Miss C

di3004 · 23 March 2011 at 10:57PM

MISSC2011 wrote: »

ok so I looked at Fscs website. It said I could ring welcome to ask them to send me an application. when I did they said only PPI on one account. I am sure thats not true so do I write to them and request a statement of transactions ? and send a £1 cheque ?
sorry for all the questions but I am new to all this!!

Thanks

Miss C

Hi there

You could request a SAR (Subject access request) where they must send all the data they hold on all account held with them over the last 6 years, but this one costs £10 cheque or postal order.

There is a SAR template letter on link below, I would add all the account numbers you have on that SAR letter request so they will send all the details on all then, so only enclose the one cheque of £10.
You can tweak the SAR letter to your requirements if you want to
http://forums.moneysavingexpert.com/showthread.php?t=1475553

I assume any charges of statements should be enclosed on the SAR.

The one where you pay the £1 for is just for requesting for a copy of the agreement, but it will not disclose any charges on that one.;)

CharlieDog · 27 January 2017 at 12:17AM

I left my own claim of PPI until last. I have now hit a brick wall.
I had in 2004 a Black Horse home loan for a kitchen. The repayments were made via a paying in book. I was self employed and told 'No PPI no loan'. The loan was repaid early, we moved in 2012 and I destroyed the paperwork. I have contacted Black Horse on two occasions and they claim that they can not search old records with names only account numbers.
The kitchen company went into administration in 2008.
Where can I source my account number???
Please help.

dunstonh · 27 January 2017 at 12:29AM

CharlieDog wrote: »

I left my own claim of PPI until last. I have now hit a brick wall.
I had in 2004 a Black Horse home loan for a kitchen. The repayments were made via a paying in book. I was self employed and told 'No PPI no loan'. The loan was repaid early, we moved in 2012 and I destroyed the paperwork. I have contacted Black Horse on two occasions and they claim that they can not search old records with names only account numbers.
The kitchen company went into administration in 2008.
Where can I source my account number???
Please help.

It is likely that Black Horse, even if they did find details, would say it was not sold by them but sold by the Kitchen company. It is the seller you complain to.

societys_child · 27 January 2017 at 12:34PM

PPI Horror

'No PPI no loan'

:huh: confusing.

Where can I source my account number???

What were you hoping to achieve?

PPI reclaim - But I dont know the account numbers

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