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  • FIRST POST
    • gray1404
    • By gray1404 8th Dec 17, 12:44 AM
    • 88Posts
    • 6Thanks
    gray1404
    Can HMRC check your Visa credit card transactions?
    • #1
    • 8th Dec 17, 12:44 AM
    Can HMRC check your Visa credit card transactions? 8th Dec 17 at 12:44 AM
    I just want to ask a simple question. Can the HMRC see your visa credit card transactions? I saw something on another area of the forum where someone implied HMRC could though their Connect system.

    However having done some digging it would appear they are able to see a businesses transactions that they receive (not the customer information).It really would be a step too far - an invasion of privacy if they could snoop into what and where I was spending on my credit card too.
    Last edited by gray1404; 08-12-2017 at 11:22 PM.
Page 1
    • Darksparkle
    • By Darksparkle 8th Dec 17, 5:47 AM
    • 4,721 Posts
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    Darksparkle
    • #2
    • 8th Dec 17, 5:47 AM
    • #2
    • 8th Dec 17, 5:47 AM
    Well if your claiming benefits and the benefit has qualifying conditions that you must be in the UK or at least not be out of the UK for longer than a set time then of course they have a right to know.

    However as you say, the powers that give them access to the credit card transactions apply to businesses.

    Personally if i claim a benefit I accept that they can do checks and request reasonable information to satisfy that my claim is correct.
    • FBaby
    • By FBaby 8th Dec 17, 7:45 AM
    • 16,148 Posts
    • 40,063 Thanks
    FBaby
    • #3
    • 8th Dec 17, 7:45 AM
    • #3
    • 8th Dec 17, 7:45 AM
    I know HMRC/DWP may think they have a right to know who is out of the country but it really would be a step too far - an invasion of privacy if they could snoop into what and where I was spending on my credit card too.
    Yes, on one hand, on the other, when you have people who claim HB, then sublet cashing in large sums of money, leaving the place in poor state of repairs, whilst they are enjoying some fun time abroad, then it is a blessing for society that they can indeed check credit card spend.
    • TELLIT01
    • By TELLIT01 8th Dec 17, 7:54 AM
    • 4,273 Posts
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    TELLIT01
    • #4
    • 8th Dec 17, 7:54 AM
    • #4
    • 8th Dec 17, 7:54 AM
    If they have reason to suspect that fraud may be being committed then they can look into all financial activity. That obviously included checking bank statements, credit card activity etc.
    HMRC/DWP do not check credit card activity on a random basis. They will do it because they have a reason.
    • tomtom256
    • By tomtom256 8th Dec 17, 8:08 AM
    • 898 Posts
    • 1,647 Thanks
    tomtom256
    • #5
    • 8th Dec 17, 8:08 AM
    • #5
    • 8th Dec 17, 8:08 AM
    I just want to ask a simple question. Can the DWP/HMRC see your visa credit card transactions? I saw something on another area of the forum where someone implied HMRC could though their Connect system.

    However having done some digging it would appear they are able to see a businesses transactions that they receive (not the customer information). I know HMRC/DWP may think they have a right to know who is out of the country but it really would be a step too far - an invasion of privacy if they could snoop into what and where I was spending on my credit card too.
    Originally posted by gray1404
    If you are doing nothing wrong within the transactions you will have nothing to worry about, however if you are in breach of any of the conditions to claim, then it's just a matter of time.
    • epitome
    • By epitome 8th Dec 17, 10:34 AM
    • 3,027 Posts
    • 1,837 Thanks
    epitome
    • #6
    • 8th Dec 17, 10:34 AM
    • #6
    • 8th Dec 17, 10:34 AM
    Maybe -and I think they should be able to even if they can't now- they can gauge how long you have been outside UK by your passport scan at the port.
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