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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 421Posts
    • 2,906Thanks
    WannabeFree
    “Rock bottom became the solid foundation on which I rebuilt my life.”
    • #1
    • 21st Nov 17, 11:04 AM
    “Rock bottom became the solid foundation on which I rebuilt my life.” 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax £2092.71
    Court Fine £1250
    Court Fine £200
    Person 1 £1000
    Person 2 £1000
    Person 3 £1379
    Person 4 £427
    Debt Total £7348.71

    Rent Arrears £3381.28

    Total £10729.99

    *Person 4 £575
    *New Debt £732
    *Debt 1 £387.29
    *Debt 2 £1451.40
    *Debt 3 £1137.73
    *EDF £3140.65

    Total £18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 24
    • Sun Addict
    • By Sun Addict 7th Dec 17, 8:47 PM
    • 4,732 Posts
    • 28,183 Thanks
    Sun Addict
    Don't feel guilty about relaxing, you do so much it's time you had a night off
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • UncannyScot
    • By UncannyScot 7th Dec 17, 9:12 PM
    • 884 Posts
    • 5,133 Thanks
    UncannyScot
    Everyone needs some downtime

    I've been the same tonight
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 7th Dec 17, 9:25 PM
    • 2,248 Posts
    • 10,847 Thanks
    HairyHandofDartmoor
    DH and I finished work early today due to exhaustion and I've been sat on the sofa posting on here . So don't feel guilty.
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = £818/Emergency Fund 2 = £203.76
    • WannabeFree
    • By WannabeFree 7th Dec 17, 10:31 PM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    A night off is definitely whats been had

    Done the bits of cleaning and ironing and things but nothing much more.

    Sofa, painkillers, coffee and hot water bottle. Will make up for it tomorrow

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • tantaraza
    • By tantaraza 7th Dec 17, 11:36 PM
    • 16 Posts
    • 48 Thanks
    tantaraza
    Hi Wannabe I saw your diary title and it sounded so inspiring that I just had to pop into your diary to say hi. I've read through the whole thing so far and in complete honesty I think you're very brave for discussing your eating so honestly, and a great mum for being so involved with your kids.

    I do echo everyone's sentiments about working too hard -- I know you want to get the house (and those 17 doors! ) nice for Christmas but please don't make yourself ill in the process. Sitting down with a hot water bottle and coffee sounds like a fantastic idea and I hope you feel better tomorrow.
    • UncannyScot
    • By UncannyScot 8th Dec 17, 8:51 AM
    • 884 Posts
    • 5,133 Thanks
    UncannyScot
    Morning

    Tis bloody cauld North o the Wall this morning...
    Wrap yourself and the wee yins up warm today and have a great day
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • WannabeFree
    • By WannabeFree 8th Dec 17, 9:12 AM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    Thank you Tantaraza x

    Morning US x

    Wow its crazy cold! It's like an ice rink out there! School run was erm.. fun .. for the smalls at least! Slipping and sliding everywhere. I'm surprised it didn't end in a broken bone!

    Finally Friday

    So much to do and I'm hoping to make plans to meet friend for a coffee today although it depends how much I get done first. It led to nearly a full day out the house at the start of the week So maybe not, last chance for this week really though with the smalls being here and their working hours

    Need to sort my lists out.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 8th Dec 17, 9:38 AM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    Debt 08/12/2017

    Council Tax £2092.71 £1350
    Court Fine £1250 £815 (£10 paid)
    Court Fine £200 £0
    Person 1 £1000 (Happy to wait)
    Person 2 £1000 (Happy to wait)
    Person 3 £1379 £1360
    Person 4 £427 £0

    Debt Total £7348.71 £5525 (£1823.71 Paid)

    Rent Arrears £3381.28 £2930 (£451.28 paid)

    Total £10729.99 £8455 (£2274.99 Paid)

    *Person 4 £575 £275
    *New Debt £732 £462 (£70 paid)
    *Debt 1 £387.29 £377.29

    Really need to push more at the extra debt
    Last edited by WannabeFree; 08-12-2017 at 9:41 AM.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 8th Dec 17, 9:44 AM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    December Payments Needed

    9th December - £113.07 Rent Paid
    9th December - £10 Fine Paid
    16th December - £113.07 Rent
    16th December - £10 Fine
    21st December - £10 Debt 1
    23rd December - £113.07 Rent
    23rd December - £10 Fine
    28th December - £135 Council tax
    30th December - £113.07 Rent
    30th December - £10 Fine

    Also
    £226.14 Credit Card
    £100 Person 4
    £200 £130 New Debt - £70 Paid
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 8th Dec 17, 10:02 AM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    December Goals
    December goals

    Money
    £135 to Council Tax - £0/£135
    £60 Rent - £15/£60
    £80 Groceries - £9/£80

    Extra income (Waiting for)
    Populuslive £50 Cheque

    Plans
    1st - Non Uniform £2 Done £3
    7th - Youngest dress as a character for calendar pictures - She refuses to dress up.
    8th - Smalls Xmas dinner £5 Paid
    11th - School Panto trip £42 Paid
    11th - Youngest Xmas party - Need cocktail sausages and cake
    12th - Youngest Nativity 10.30am
    13th - Xmas Fayre & Santa Express Train
    13th - School Santa £18
    14th - Christmas roadshow
    14th - Youngest School Santa £9
    15th - Xmas jumper day £3
    18th - DS Xmas Production
    19th - DD Xmas Production
    22nd - Last day of term

    Youngest appointments x 8 Done Need to sort the ones for next week now
    Make and keep my own appointments Will focus more on this after Xmas.
    Decorate Living room - Wallpaper to go up
    Decorate Kitchen - Wallpaper to go up
    Decorate Hallway - Wallpaper to go up
    Decorate Stairs
    Decorate Landing
    School Xmas cards Done and sent
    Finish Xmas shopping
    Xmas tree
    Xmas cards

    List of things I need to sort in December
    DD's clothes - just tights
    Youngest - leggings and socks
    Xmas tree
    Xmas gifts
    Xmas cards
    Buy a Kettle
    Buy Mugs
    Buy 2 photo frames
    Buy storage boxes for toy cupboard
    £10 for DS to buy his sisters a gift.
    £10 for DD to buy DS and DD a gift
    £10 for Youngest to buy DS and DD a gift.

    Unbudgeted spends
    £35 DIY store
    £2.50 Coffee
    £1.50 Sweets
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 8th Dec 17, 10:03 AM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    Activity A Day
    Activity a day

    1st - Paint Xmas pictures - Done Amazing fun
    2nd - Make Xmas decorations - Glitter everywhere! Done
    3rd - Xmas movie & popcorn - Done
    4th - Make Xmas cards Swapped to 5th all done and drying
    5th - Read Xmas stories (busy with appointments needed something quick) Did on the 4th
    6th - Finish Xmas cards/envelopes - Done
    7th - Winter walk & post cards - Done

    8th - Make photo frames for gifts
    9th - Donate Xmas treats to food bank & Ice skating
    10th - Decorate gingerbread house
    11th - Make tree decorations
    12th - Visit nursing home with cards and things
    13th - Make Xmas cookies
    14th - Make a snowman (Craft items not snow hopefully )

    15th - Christmas tree day
    16th - Wrap gifts smalls got for each other
    17th - Do Christmas photos and finish making gifts with them
    18th - Make sweet cones, snowman soup and reindeer food (Xmas themed)
    19th - Make a snowglobe
    20th - Donate list items to Foodbank
    21st - Read an Xmas story with puppets

    22nd - Make fudge/cakes and treats for gifts
    23rd - Deliver gifts and cards and things to everyone
    24th - Make Santa plate and food, hang stockings, Xmas movie with snowman soup and sweet things.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • WannabeFree
    • By WannabeFree 8th Dec 17, 1:42 PM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    Ugh worst parent on the planet today! Last minute GP appointment that then took AGES to get in to actually see the GP. Made me late for picking youngest up 25 minutes late!!

    The first time ever and I've been doing nursery/school runs for over 6 years! I feel so bad I still feel sick about it
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • abba1772
    • By abba1772 8th Dec 17, 2:11 PM
    • 4,027 Posts
    • 12,346 Thanks
    abba1772
    It's not your fault the appointment over ran so try not to beat yourself up

    Just noticed how much your panto tickets are.......here was me complaint about £10 xx

    Hope you're ok xx
    Last edited by abba1772; 08-12-2017 at 2:13 PM.
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4531.19
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6825.51 / £6000
    • WannabeFree
    • By WannabeFree 8th Dec 17, 5:09 PM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    School was brilliant about it, I called to tell them obviously. I just feel awful

    Youngest has bedtime for the weekend so will need to take some pictures of the bear being involved in the Xmas activities and bedtime and send them into school Monday.

    Older two said Xmas dinner was okay but they don't want to go on school dinners

    I'm so tired. I think an early night for us all is the plan.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • natsplatnat
    • By natsplatnat 8th Dec 17, 5:11 PM
    • 2,653 Posts
    • 2,357 Thanks
    natsplatnat
    Ugh worst parent on the planet today!
    Originally posted by WannabeFree

    Erm, so not! Somethings just cannot be helped! x
    LBM ,- Wed 19th Nov 2008 £21,225 PAID OFF
    *DEBT FREE 28th September 2015*
    *2017 cashback pending £175.35, paid £??*
    (2011=£137.30, 12=£66.39, 13=£102.61, 14=£214.97, 15=£159.51 16=£213.05)
    Pro.Ac £10.10 + £126.19 paid
    SAVINGS TO CLEAR STUDENT LOAN £0.00 (£528.56 paid off)

    • HairyHandofDartmoor
    • By HairyHandofDartmoor 8th Dec 17, 6:43 PM
    • 2,248 Posts
    • 10,847 Thanks
    HairyHandofDartmoor
    That wasn't your fault that you were late Wannabe, you can't control whether doctors run on time, it's not like you just forgot .

    An early night sounds like a good plan, I reckon I'll be in bed by 10.00pm again, what party animals we are .
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = £818/Emergency Fund 2 = £203.76
    • Doobop
    • By Doobop 8th Dec 17, 7:57 PM
    • 152 Posts
    • 1,720 Thanks
    Doobop
    So in 6 years you've only been late once - you shouldn't feel bad! Hope you have a good weekend
    • WannabeFree
    • By WannabeFree 8th Dec 17, 8:37 PM
    • 421 Posts
    • 2,906 Thanks
    WannabeFree
    I do still feel awful A lot of Mummy guilt

    Youngest however is completely over it and so happy she has bedtime bear

    We went to visit relatives for a cuppa. Smalls showered in gifts and sweets We only see them once a year luckily

    Need to do some decorating. Don't think I'd settle laying down anyway.

    Still haven't meal planned! Spent just under £5 in L!dl on fruit, veg and milk, but really need to do a list and things though
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • UncannyScot
    • By UncannyScot 8th Dec 17, 10:21 PM
    • 884 Posts
    • 5,133 Thanks
    UncannyScot
    Aww great to hear the wee yin has got the class bear

    ...and how may times do we have to tell you woman? When it comes to being a top class, super-mum; sweetheart, you got that, right on the button

    We all know it and so do the three wee yins... you ROCK
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Cherryfudge
    • By Cherryfudge 8th Dec 17, 10:29 PM
    • 955 Posts
    • 4,297 Thanks
    Cherryfudge
    Sometimes we are late and it's out of our control - but you phoned the school and they looked after youngest and through it some part of her has learned that Mummy does come and get her and there's nothing to worry about... so she's learned a good life lesson without being traumatised. That's what I call a secure child so you must be doing the parenting thing right. x
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