MBNA - Non default of credit card
Comments
-
-
Maybe the posters right you work for mbna or maybe you do not know how they operated back in the 2007 and 2009 , if you made reduced payment they never defaulted the accounts but kept showing them for ever in arrears at 6
I've never worked for MBNA.
But you're posting incoherent twaddle.0 -
PeacefulWaters wrote: »I've never worked for MBNA.
But you're posting incoherent twaddle.
I think the point of it is, PeacefulWaters, is that I asked for advice and so far in your posts you haven't given any advice or made any attempt to suggest why you think MBNA are correct.
If I am wrong in what I am saying I would very much appreciate why you think MBNA are correct so I can have a better understanding rather than listen to your poor responses, so you can add to your 5 stars, so you can push your chest out just that bit further when posting.0 -
Ignore all the doom merchants, write to MBNA they will more than likely back date the default, Not quite as far as I argued but they still did backdate it.
Ive also had credit cards, loans and mortgages since, and the defaults are still on my file for a year or two yet, So write to MBNA, telling them you believe it should have been defaulted after 6 months, if you get no where go to FOS, To make it easier you could try the resolver website0 -
glentoran99 wrote: »Ignore all the doom merchants, write to MBNA they will more than likely back date the default, Not quite as far as I argued but they still did backdate it.
Ive also had credit cards, loans and mortgages since, and the defaults are still on my file for a year or two yet, So write to MBNA, telling them you believe it should have been defaulted after 6 months, if you get no where go to FOS, To make it easier you could try the resolver website
I had no luck with fos but the ico got them change ,I asked for what was above ,would not do that but like I said got the sixes changed
To green ar changed my credit file over night ,complain and do not give up0 -
I had no luck with fos but the ico got them change ,I asked for what was above ,would not do that but like I said got the sixes changed
To green ar changed my credit file over night ,complain and do not give up
Cheers. I am currently waiting for the FOS to pick up the case so hopefully i'll get somewhere with it.
I'll keep you posted with how I get on.0 -
MSnonexpert wrote: »I think the point of it is, PeacefulWaters, is that I asked for advice and so far in your posts you haven't given any advice or made any attempt to suggest why you think MBNA are correct.If I am wrong in what I am saying I would very much appreciate why you think MBNA are correctso I can have a better understanding rather than listen to your poor responses, so you can add to your 5 stars, so you can push your chest out just that bit further when posting.0
-
PeacefulWaters wrote: »I stated "they can default later than they can do if they want to".
Do you honestly think not defaulting after 6 years is fair based on the guidance being 3 to 6 months.
They do not have to default you at the earliest opportunity. Others come on here complaining they were defaulted quickly. MBNA cut you some slack.
I can understand them cutting me some slack and waiting till say 9 months, but if you agree with the above whats the point of the ICO and FCA etc to back up the DPA, if the banks can just default when they please.0 -
MSnonexpert wrote: »Cheers. I am currently waiting for the FOS to pick up the case so hopefully i'll get somewhere with it.
I'll keep you posted with how I get on.
Please do, Its annoying when people don't come back0
This discussion has been closed.
Categories
- All Categories
- 342.4K Banking & Borrowing
- 249.9K Reduce Debt & Boost Income
- 449.4K Spending & Discounts
- 234.6K Work, Benefits & Business
- 607K Mortgages, Homes & Bills
- 172.8K Life & Family
- 247.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.8K Discuss & Feedback
- 15.1K Coronavirus Support Boards