Thriftkitten by name NOT by nature....

Just another quick update, Dolly the fiat 500 hpi finance has had her voluntary termination letter sent, they called me today and gave me a settlement figure of 3.2K which i am pleased about as I knew it was about 5.5k minus any payments made in the last year.
Apparently I have to pay £70 for them to collect it or drive it to the nearest auction house which is in Bristol 4 hours drive for me so no choice there I suppose. I do not have to have the car serviced, only have them check it over for any damage.
Feeling better that the car is going and that I am not having to worry re the cross over to a little banger as thats all sorted now.
Still waiting to hear back from housing overpayment to local council landlord although when I called the lady said they are looking to make a portion of it un recoverable.... at this rate I may squeeze into the Debt relief order bracket.... however, I think now that the car is gone I will have that £170 more in my wages even though I only work 2 days per week as with DRO you can only have £50 left over per month.... pfffttt would be easier and wouldnt have to pay the OR for 3 years....:D

Hi still working on the new SOA, but i have a question thats been mulling over in my mind for some time.
So I currently work for the NHS but my mum has a small shop and after having problems with a long term sick employee she has managed to let her go as she is unfit for the job. She needs help and really would like me to work for the business...... After thinking it over, I have decided that it would be best all round, what with the hospital hiking up the parking from £60 per annum to £330:eek: plus over a hundred pounds per month for petrol to get to work etc. that's without thinking about the 13 hour shift.
However, the only thing worrying me is this bankruptcy.... my mum is a total worrier and i made a decision a long time ago that I would NOT tell her about my impending plans for bankruptcy as she would only march me down to the bank and give me a couple of grand thinking that would sort everything out..... Nice, but won't sort it completely.... What I would like to know is during Bankruptcy would my employer be informed of the process or does the OR just work on payslips????
I'm feeling a bit stressed now about this as I would like to change my job and also help my mum by taking the worry of who she can employ, however, I do NOT want her to know about this BR. Many thanks..:o

Oh good, I don't pay tax anyway as I don't earn enough, I try to keep my hours at about 24... thanks for that, feeling a little less worrisome now.:beer:

Ok so I have now typed up my resignation letter for the hospital and have decided that although I currently work 23.5 hours @£7.25 per hour I will tell my mum that I only want to work 16 hours @ £6.50 which will mean that I qualify for working tax still and hopefully a tiny bit more housing and council tax help than what I am currently receiving.
Will this make any difference to the OR as far as an IPA rather than what I am taking home now, or is it just a case of they leave you with £20 a month and the rest goes to the OR for 3 years regardless?