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  • FIRST POST
    • stephen1988
    • By stephen1988 17th Jul 17, 12:10 PM
    • 2Posts
    • 0Thanks
    stephen1988
    Car insurance renewal with unsettled claim from June 2017
    • #1
    • 17th Jul 17, 12:10 PM
    Car insurance renewal with unsettled claim from June 2017 17th Jul 17 at 12:10 PM
    Hi all,

    New in here and looking for some advice, I'll try keeping it short.

    I was involved in a car accident ca. 6 weeks ago, both parties are not accepting liability (was kinda a side on side incident at a roundabout)

    Anyway, my renewal is due next month and I've had the usual sky high renewal quote from my insurer at ca. 80% increase in insurance!

    I'm trying to find out what the definition of "settled" is for a claim. Confused.com asks about any claims and then whether it is settled or not. I have the costs to repair my vehicle on the renewal letter but it doesn't state whether it's settled or not.

    If I take out a policy and list the claim as unsettled but then in September it is settled and I get held liable, can a new insurer ask for more money? I've rang my current insurer today and said "is it settled" and they didn't give me an answer, just said they would get back to the other party's insurer to try and settle... no help at all.

    If I run a quote on confused and list not settled, the prices are ca. £300 less than if I put settled... I don't want any hidden surprises down the line.

    Any advice or guidance is appreciated

    Thanks,

    Steve
Page 1
    • FutureGirl
    • By FutureGirl 17th Jul 17, 5:13 PM
    • 852 Posts
    • 342 Thanks
    FutureGirl
    • #2
    • 17th Jul 17, 5:13 PM
    • #2
    • 17th Jul 17, 5:13 PM
    If liability is ongoing, and your insurer is pursuing this, then I'd mark the claim as ongoing, because liability hasn't been settled yet.
    Capital One:£1,259.40/£1,300.00
    Aqua: £273.29/£300.00
    o2: £221.00 / £271.00
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