Council Tax Cost Cutting: reduce your band and grab any discounts Discussion Area

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  • yeah not just my parents, I think the majority of 3 bed semis in Exeter are C. With regards my address it's the terraced that are C, semis D. I'll ask the question then
  • Can anyone advise please? Ive done the checl on MSE and whilst im in same band as neigbours, when i do the check on prices from 1991 i think we are banded too high. Is t worth the claim?
  • lincroft1710
    lincroft1710 Posts: 17,618 Forumite
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    Daisypilk wrote: »
    Can anyone advise please? Ive done the checl on MSE and whilst im in same band as neigbours, when i do the check on prices from 1991 i think we are banded too high. Is t worth the claim?

    All house price indices are inaccurate and tend to give too low a figure for 1991. Evidence of similar houses nearby in a lower band would be a better reason for a claim.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • I bought my house in 02 for £37,000 and the calculator says it was worth £27,000 in 91.

    Only problem is all the houses on my terrace which is a block of maybe 10 houses are in band B. Are they all wrong?? What should I do? Any Ideas??
  • lincroft1710
    lincroft1710 Posts: 17,618 Forumite
    Photogenic Name Dropper First Anniversary First Post
    I bought my house in 02 for £37,000 and the calculator says it was worth £27,000 in 91.

    Only problem is all the houses on my terrace which is a block of maybe 10 houses are in band B. Are they all wrong?? What should I do? Any Ideas??

    £37,000 seems low for a house in 2002. See if you can find any similar terrace houses nearby in Band A.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • Enigmatic_Me
    Enigmatic_Me Posts: 1,619 Forumite
    First Anniversary First Post I won, I won, I won!
    We are in a new build house that was built in 2015 and the actual valuation was £185,000. We have been put into band F (£80,001 - £106,000).

    How do you get an estimate of what your property would have been worth if it had been built in 1991?
    The best things in life are free.....
  • lolbeck
    lolbeck Posts: 33 Forumite
    Advice please.
    I have long thought we might be in the wrong council tax band but have done nothing about it.
    Have just had a good read through of the advice on MSE but am in a slightly difficult situation. We live fairly rurally with a mix match of properties and don't have any comparable properties nearby. We live in a 1960s two bed detached bungalow - built as a farm bungalow - and have one reception room. We have extended to the back but this was since we bought the property in 1993 and it has just made one bedroom bigger and replaced the falling down utility room.
    We are in band D despite only paying £64k for the bungalow in 1993. I have looked at the bandings link and we are in the same band as the four bedroomed cottage next door, a three bedroomed detached house down the road and are just one band below the three storey farm house to which the bungalow used to belong.
    Because I am struggling to find sold prices or valuations for neighbouring properties that far back, I am not sure whether a two bed bungalow is equivalent to a three or four bedroomed house..........I doubt it as next door sold for £285k in 2007 which makes it valued at £100k in 1991.......
    Thoughts please as, whilst I don't want to rock the boat for neighbours, neither do I want to subsidise their council tax if we are overpaying.........
    Many thanks.
    Laura
  • CIS
    CIS Posts: 12,260 Forumite
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    edited 10 October 2016 at 5:57PM
    A Band D property was worth between £68 and £88k on the open market - the valuation office's valuation doesn't have to match what you paid for it. They may be of the opinion you paid less than open market value for it and that the property was worth more.

    You can ask them to double check the banding - in 15/16 less than 0.1% of cases resulted in an increase.

    Craig
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • lincroft1710
    lincroft1710 Posts: 17,618 Forumite
    Photogenic Name Dropper First Anniversary First Post
    1993 house prices were around 20% less than those in 1991
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • lolbeck
    lolbeck Posts: 33 Forumite
    Thanks both. I might give them a ring and enquire.
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