HSBC Advance £150 offer & 6% interest for First Direct & M&S(HSBC Bank) Customers?
Comments
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To the last two posters, all your questions are answered in the incentive T&Cs. Why not read them? They only run to two pages, and the second page can be ignored!0
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I wonder whether it's worth applying again? The spoilsports rejected me just a couple of months ago. Would that mean I'm on a list, or would they do the same checks again (and perhaps get me a better result this time around, especially since they are clearly still looking for customers)?
I don't have many direct debits to spare, but I could switch my Halifax account if it's true that they're thinking of getting rid of the £5 reward soon - £150 is a lot of multiples of a fiver, and I'd like to get my hands on that regular saver rate.0 -
I wonder whether it's worth applying again? The spoilsports rejected me just a couple of months ago. Would that mean I'm on a list, or would they do the same checks again (and perhaps get me a better result this time around, especially since they are clearly still looking for customers)?
I don't have many direct debits to spare, but I could switch my Halifax account if it's true that they're thinking of getting rid of the £5 reward soon - £150 is a lot of multiples of a fiver, and I'd like to get my hands on that regular saver rate.
I believe one reason they reject is if you earn less than the monthly pay in.0 -
Well i read Martin's newsletter on my dinner break & was looking forward to bagging myself £200 plus opening their regular saver at 6%.
So wasn't best pleased when i was rejected tonight
Not often i see a rejection on an application.0 -
JustAnotherSaver wrote: »Well i read Martin's newsletter on my dinner break & was looking forward to bagging myself £200 plus opening their regular saver at 6%.
So wasn't best pleased when i was rejected tonight
Not often i see a rejection on an application.
Were you rejected straight away? I got a message on their site saying they want to make some checks or something and they'll get back to me within 5 days. I'm earning over the £1750 limit so don't think it's anything to do with that.
Has anyone else experienced that? Any ideas on how long their checks usually take?0 -
When they rejected me in summer 2015 their policy was to open a standard current account instead. I managed to get them to stop that process before they'd formally opened it. I did manage to get the Advance account second time around earlier this year after waiting the requisite 6 months.thefreckle wrote: »Were you rejected straight away? I got a message on their site saying they want to make some checks or something and they'll get back to me within 5 days. I'm earning over the £1750 limit so don't think it's anything to do with that.
Has anyone else experienced that? Any ideas on how long their checks usually take?0 -
YorkshireBoy wrote: »When they rejected me in summer 2015 their policy was to open a standard current account instead. I managed to get them to stop that process before they'd formally opened it. I did manage to get the Advance account second time around earlier this year after waiting the requisite 6 months.
Turns out I had a graduate account a few years back with my middle name and in this application I didn't provide my middle name. Went into the branch there now - left it with the account opened, credit card application accepted and online banking setup. Couldn't have been more straightforward0 -
thefreckle wrote: »Were you rejected straight away? I got a message on their site saying they want to make some checks or something and they'll get back to me within 5 days. I'm earning over the £1750 limit so don't think it's anything to do with that.
Has anyone else experienced that? Any ideas on how long their checks usually take?
I had the same message but hope to be okay to open the account within a couple of weeks. I have yet to receive the debit card from the sacrificial account anyway so it's not the end of the world.
I note that you have to either phone or go into a branch to switch as they don't do it online (or at least not for the bonus). A bit of a pain but it looks worth it for the bonus & regular saver.I hate verisimilitude.0 -
Did your monthly pay hit the required amount within that six months? I too was rejected, so was wondering what changed to make them accept you?YorkshireBoy wrote: »When they rejected me in summer 2015 their policy was to open a standard current account instead. I managed to get them to stop that process before they'd formally opened it. I did manage to get the Advance account second time around earlier this year after waiting the requisite 6 months.0 -
Sure it is.Startup1985 wrote: »I'm imteresed in this offer and it would be my main bank account but my monthly pay equates to £50 less than the minimum pay in. Is it possible to just transfer a few quid to a different account then transfer it back to hsbc to make the monthly minimum pay in?0
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