Claim for bank charges vs charge on mortgage??

sparklygem · 15 September 2006 at 1:14AM

I havent posted here in a while but have been keeping to my money plan and paying the amounts assessed by CAB to all my creditors.

However my work contract has expired and although Im registered with a few supply agencies have not worked this month yet.

I know I could claim back my unfairly paid bank charges but my biggest debt is a £15k loan to the bank. Should I proceed with a claim or is it a bit risky and likely to wind them up and end up with a charge on my mortgage???

Know it will take a while but really could do with the £££ altho I know it willl take a good while!

sparklygem · 15 September 2006 at 1:15AM

ps. forgotten how to change my footer .... can anyone help?!

lynzpower · 15 September 2006 at 7:36AM

OK

You cannot get a charge on your mortgage from claining illegal charges, however you can get them from missing payments

Are you meaning you have missed your DMP payments this month?

sparklygem · 15 September 2006 at 3:16PM

havent missed any payments but not worked yet this month so worried about October

*zippy* · 15 September 2006 at 3:20PM

You can update your signture by pressing user cp

Dolly_Smith · 15 September 2006 at 6:38PM

and don't get charges on your mortgage account by missing payments - whereas banks and building socs will sometimes refund a payment just with a quick phone call (like the time my mortgage dd would have taken me 3pence overdrawn and they wouldn't pay it!), I have found mortgage companies to be absolutely intransigent when it comes to refunding charges.

Claim for bank charges vs charge on mortgage??

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