£67,031.92 is a frightening number indeed....

Another really full day ahead - need to get a load of work done then pack up and catch a train to London this afternoon for work tomorrow. At least Child 3 has her other preschool session today (all of three hours) so I have a chance to achieve things then.

To do today:
1.Batch cook macaroni cheese.
2. Drop off stupid online shopping return.
3. Use up the kale with lunch as DH won’t eat it and it won’t be very exciting by Saturday.
4. Social media when working if I get time.
5. Prep and pack a load of snacks for train journeys today and tomorrow. Not spending on these journeys will be the biggest temptation I have faced yet, I am a terrible train snacker, and can easily sink £20-30 in a day on lunch and snacks when I’m out of the house on a ‘special occasion’ work day like this.
6. Write a letter to cancel Fabletics membership (this is a sports clothes subscription site which I have been 'skipping' a months subscription on every month for about six months, and I'm worried I'm going to forget one month and be charged £44).

To do this week:
1. Sit down as a family (we have a weekly family meeting on a Monday, this seems a good time) and come up with ways to reduce water usage. Done!
2. Look for paper/online copy of washing machine manual to see which cycle uses least water/energy, as part of an ongoing mission to reduce costs of both. Done!
3. Log into ee - our last two bills have been c.£91, which is even more ridiculous than the £85 contract fee, so we’re clearly overspending somewhere. Done, and lightly horrified to see that our bills are actually £89.75, not £85. That's a crapload of money on mobile phones.
4. Find out how much preschool bill is for this month and pay it - they seem terrible at giving out invoices and I don’t want to inadvertently get into arrears! Done! Annoyingly higher than expected, but not horribly so.
5. Ask at school whether there is dressing up for world book day. Done, and nobody seems to know! Will have to tap all my inventive skills if there is a last minute demand for costumes.
6. Put all insurance renewal dates into calendar in advance so I have time to search for better deals. Done!
7. Put a date in the calendar to reassess gas and electricity usage/DD. Done!

angelpye wrote: »

Ha! But am I more competitive than you?! :rotfl::rotfl::rotfl:
No, but seriously I know that I am naturally competitive and it definitely plays in my favour at t he moment. I think I saw my DFD as a bit insulting to myself and thought 'you can do better than that!'. Competing against myself is much more satisfying than against others and loving every 'win'!

Definitely! My DFD is a challenge, not an absolute. When I get time next week I want to have a play around with different overpayment numbers to see how they affect our DFD, as I think it will be a great incentive to know that £xx overpayment will lead to DFD being xx months earlier.

What a day! Storm Doris had a somewhat negative effect on my travel plans and it took me 5 hours to travel 62 miles by train. :mad:

However, I still stuck to my guns and didn't spend anything, and I'm going to look into applying for a refund on my train ticket - I've never done it before, but I'm sure I've read that you can over a certain delay?

My lists, before I fall into bed...

To do today:
1.Batch cook macaroni cheese. Ran out of time to do this, but reminded DH to do it for dinner tomorrow.
2. Drop off stupid online shopping return. Finally done!
3. Use up the kale with lunch as DH won’t eat it and it won’t be very exciting by Saturday. the kale was missing! I must have used it and forgotten. So let's call it done!
4. Social media when working if I get time. Done!
5. Prep and pack a load of snacks for train journeys today and tomorrow. Not spending on these journeys will be the biggest temptation I have faced yet, I am a terrible train snacker, and can easily sink £20-30 in a day on lunch and snacks when I’m out of the house on a ‘special occasion’ work day like this. Done!
6. Write a letter to cancel Fabletics membership (this is a sports clothes subscription site which I have been 'skipping' a months subscription on every month for about six months, and I'm worried I'm going to forget one month and be charged £44). Not done, will add to my list for next week as I won't get another chance this week.

To do this week:
1. Sit down as a family (we have a weekly family meeting on a Monday, this seems a good time) and come up with ways to reduce water usage. Done!
2. Look for paper/online copy of washing machine manual to see which cycle uses least water/energy, as part of an ongoing mission to reduce costs of both. Done!
3. Log into ee - our last two bills have been c.£91, which is even more ridiculous than the £85 contract fee, so we’re clearly overspending somewhere. Done, and lightly horrified to see that our bills are actually £89.75, not £85. That's a crapload of money on mobile phones.
4. Find out how much preschool bill is for this month and pay it - they seem terrible at giving out invoices and I don’t want to inadvertently get into arrears! Done! Annoyingly higher than expected, but not horribly so.
5. Ask at school whether there is dressing up for world book day. Done, and nobody seems to know! Will have to tap all my inventive skills if there is a last minute demand for costumes.
6. Put all insurance renewal dates into calendar in advance so I have time to search for better deals. Done!
7. Put a date in the calendar to reassess gas and electricity usage/DD. Done![/QUOTE]