Creditor changed date of default
getinmyselfoutadebt
Posts: 81 Forumite
Hi all, any advice welcome please. I have a default with vanquis for july 2015. It was passed to metropoliton and i am paying the balance monthly. However vanquis have now changed the default date to Jan 2016. Are they allowed to do this? The red exclaimation marks on the credit report showing the default show from july 2015, its just the date thats changed.
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Any advice anyone?0
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getinmyselfoutadebt wrote: »Any advice anyone?
Hi,
You can dispute it through the credit reference agancies own website using the "dispute" button, but that tends to be a waste of time, you may find a written complaint is the way forward.
If they don't resolve to your satisfaction, then escalate to the financial ombudsman service.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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