3-6 Month Emergency Fund Challenge!!

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    edited 18 October 2016 at 9:27PM
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    Ahh Helen don't be worrying about us and keeping the thread updated, you have enough going on, please take some time to look after yourself xx
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    DreamerHelen wrote: »
    x_raphael_xx - I'm glad that I got it correct...hope you are well and staying motivated..you CAN do this!! xXx :)

    I am staying motivated, I just unfortunately haven't had any spare money to trickle into the ISA.
    I was off sick from work for a few days a couple of weeks ago. I did an extra shift last week which managed to cover the deficit in wages and left me with an overall 'bonus' of just £2.79 which I will transfer when my wages go in on Friday.
    I have been doing surveys etc to earn some pennies, and have almost reached my first pay out balance.
    I sold something on ebay too, but after fees I ended up at a 3p loss!

    Hope everyone has been adding those pennies
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • Savvy_sewing
    Savvy_sewing Posts: 11,574 Forumite
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    I've once again had to dig into my funds for my Eldest this time. But I'm going to have a self enforced spending break after today until I replace the money.
    The cupboards and fridge are full, so it's time to dig deep past my comfort zone and get batch cooking etc.
    I'm struggling with motivation the minute the sun goes down. Reminding me why I wanted to retire to sunnier climates. To stave off depression.
    Hope everyone finds their inner mojo and recoupes what ever they can to revitalise their savings pot.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    Paid my first withdraw of survey earnings into my ISA today.

    £6.88 which brings my total to £7782.23.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    #2 update

    just dropping in quickly to update my new total.

    another £148.34 added to the fund today so my new total is now £7406.14 aka 85.13%

    hope everyone is doing ok. been dropping in to read the updates but been a bit manic lately.

    keep on keeping on ;)

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Commiserations to everyone who has had to dip into their funds for life's emergencies.


    Big congratulations to all the savers, especially you, Dobbibill, who is doing so well but also never fails to keep us all motivated and encouraged:A.


    I too drop in to read how everyone is doing but find it easier to add my savings up at the end of the month rather than as I go along. Getting near the time of the month when I'll be able to see how much I can spare to save:j


    As you always advise us to do, Dobbibill, I'm definitely keeping on;)
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    £2.79 extra wages paid into ISA this morning, and while I was updating my budget I decided I had a spare £100 to pop in too.

    Total now £7885.02
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    carbootcrazy wrote: »
    Big congratulations to all the savers, especially you, Dobbibill, who is doing so well but also never fails to keep us all motivated and encouraged:A.

    As you always advise us to do, Dobbibill, I'm definitely keeping on;)

    Thank you CBC - this really cheered me up after manic times here.
    Looking forward to your monthly update soon ;)

    I've got another small update to add......every little bit helps I reckon :D

    #2 added £99 so new total is £7505.14 aka 86.27%.

    ;)
    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    Re-totaled Turtlepig, another £5.51 to add to my total which brings me to £7909.03.
    I did have another £100 budgeted to reach £8000 this month, but my Uncles annual get-to-gether has been booked so I need to cough up the £50 per person deposit for me and BF (BF paying me back in a couple of months when hes got the spare cash)
    I have picked up an extra shift next week, so hopefully I'll be able to put a little more away at least.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
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    Morning... I have added to £245 to my ISA this morning so I have now met my target £6000 :j

    I want to stay around though and try and carry on saving...Do I need to set another target or just carry on adding to the original one do you think?

    Although I haven't contributed much to this thread it is because of this thread that I have stuck to saving so thank you so much for starting up the thread Helen and to everyone else also who has kept it going :T
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