ATB's £171k quest begins.... NOW!

14849505254

Comments

  • I'm so excited I haven't even read your post yet but yaaaaaaayyyyy!!! :j:j:j:j:D:D:D:D

    You disappeared for so long I kept wondering if I should message you....but you're back now!! :T

    Now I shall go and read what you've been up to :p
    Mortgage - £105,500
  • I'm so excited I haven't even read your post yet but yaaaaaaayyyyy!!! :j:j:j:j:D:D:D:D

    You disappeared for so long I kept wondering if I should message you....but you're back now!! :T

    Now I shall go and read what you've been up to :p

    Hello lovely :wave: how are your lovely twins doing? Behaving for mummy I hope?! So good to *see* you, do you still have a diary on here? ..... ATB wanders off for a nosey... x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Watty1
    Watty1 Posts: 4,800
    Name Dropper Combo Breaker First Post First Anniversary
    Forumite
    Another returner to the MFW diaries here - congratulations on the life changes x
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Hello lovely :wave: how are your lovely twins doing? Behaving for mummy I hope?! So good to *see* you, do you still have a diary on here? ..... ATB wanders off for a nosey... x

    :wave:They are doing great, thank you. Just started pre-school last week actually, so I have a bit more time on my hands :)

    I still have a diary on here and try to update it fairly regularly.

    So....come on then...what's the big plan to pay off this mortgage? Don't tell me there's not a plan...you always have a plan :p
    Mortgage - £105,500
  • Hello lovelies :)

    Had a very nice weekend, albeit tiring. Fortunately, Monday means both children are out (school and pre-school), so I have spent all morning cleaning, doing laundry and doing a money shuffle. Oh, and meal planning for the week :)

    PrincessLou - yep, there is always a plan :):) It a nutshell, it is to make my pennies streeeetch until they squeak to make sure we can find the £750 needed per month to clear the mortgage in 9 years. I have managed £605 so far, and may be able to OP more later in the week - I just need to assess how much we need to spend on food (hopefully not much) and fuel (hopefully nothing if I can convince the kids to walk to and from school!)

    Time for some lunch now - update soon xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Productive day so far:

    - stuck to meal plan and ensured the rest of the week is planned carefully - all I need to buy is some cold meats for DH lunch

    - laundry on the line

    - Tilly tidy of £85.67 sent to the mortgage - very close to this month's £750 OP goal.

    - Bought my mum's birthday card and pressie using proceeds of eBay sales :T

    DS is full of cold bless him, so I was up a lot in the night wiping his nose, dispensing calpol and administering cuddles. A little bleary eyed as a consequence!

    Hope everyone is well x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Another OP made so we have surpassed this month's OP target with a week still to go :)

    Hope I can keep this momentum going. The mini goal is to be in the 30s by Christmas xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Managed to make a bumper OP of £601 today, hurrah! So we are well on our way with October's target already :)

    Hoping for a week of NSDs, starting tomorrow, wish me luck! xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Morning all :)

    Mortgage stands at £141,999 today. Can't wait to be in the 30s, our mortgage has never been in the 30s so it will be a huge achievement!

    I have a question and a shameless request for some of our MF pals to help me out - how did you keep motivated? When MF-dom seemed such a long way off, how did you keep going? On days like this, when all I can do is a £9 Tilly-tidy, and I am staring at 6 figures on my online banking, I wonder how on earth we will ever get there. Any wise words greatly appreciated xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Hi ATB

    I have a burning question I hope you don't mind me asking...

    How on earth do you manage to make such massive overpayments? Do you massively over budget for things and then collect that money together?

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 342.5K Banking & Borrowing
  • 249.9K Reduce Debt & Boost Income
  • 449.4K Spending & Discounts
  • 234.6K Work, Benefits & Business
  • 607K Mortgages, Homes & Bills
  • 172.8K Life & Family
  • 247.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards