hit by stolen car advice please
Comments
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http://www.thompsons.law.co.uk/road-traffic-accidents/road-accidents-uninsured-stolen-vehicles.htm
In effect it says;
if the stolen vehicle was identified and also insured then the insurer may pay out.
if not, you have to make a claim through the MIB.0 -
Assuming you have comprehensive insurance then claim on your insurance policy, that's what it is there for.0
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yes I do have fully comprehensive but will it affect my no claims and renewal ?0
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the car was stopped by police at the end of the road I have the ref number the police have given me and passed that onto my insurers0
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yes I do have fully comprehensive but will it affect my no claims and renewal ?
Your future premiums may well be increased as well, as you are statistically a higher risk to them. It may not seem fair, but that's how it works.If someone is nice to you but rude to the waiter, they are not a nice person.0 -
If the stolen car had insurance held upon it, they will be liable for the loss.
The claim will be entered CUE database as soon as you contact the insurance company so you had no choice but to call your insurance or risk them canceling your policy.I do Contracts, all day every day.0 -
Marktheshark wrote: »If the stolen car had insurance held upon it, they will be liable for the loss.
The claim will be entered CUE database as soon as you contact the insurance company so you had no choice but to call your insurance or risk them canceling your policy.
Even if the stolen car doesn't have insurance the police will have a surity against third party risks and this was a police accident.0 -
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straighttalker wrote: »Total rubbish. The Police car didn't hit the OP's car, it was the stolen car that did so. The Police have no liability whatsoever in this case.
You need to read the definition of an accident.0 -
The term "accident" doesn't feature in legal pleadings or insurance claims. I presume the driver of the stolen vehicle negligently collided with the OP's parked vehicle. If that vehicle is insured, the insurers of the stolen vehicle have a duty under the RTA to settle the OP's third party claim.
If it's uninsured, the MIB will settle.0
This discussion has been closed.
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