Springing Into the April NSD Challenge

Welcome to the March NSD thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation at the moment with all the sales on. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.

Here are some threads to help keep us on the straight and narrow, if you know of others, please post. Many of the lunch box ideas are aimed toward children and are great ideas now that everyone’s back to work or school.


March Grocery Challenge, with lots of recipe ideas.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Making chocolates or sweets

Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

http://forums.moneysavingexpert.com/showthread.php?t=3821623
Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
«13456769

Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 2 May 2012 at 6:43AM
    There doesn't appear to be a theme this month, you should just be grateful I worked out how to do pictures :rotfl:



    bunny_e0.gif Target met mag01_e0.gif 2nd Target met drunkenmouse_e0.gif 3rd Target met



    A_5Bumbl_e0.gif Target exceeded





    Abundant1972 – 15/11

    Allie Ballie Bee – 10/8

    Beanielou – 15/15 Target Reached bunny_e0.gif 2nd Target Reached 19/19 mag01_e0.gif 3rd Targer Reached drunkenmouse_e0.gif23/23

    Bottleofred - 15/17 Target Reached bunny_e0.gif Target Exceeded 15/20A_5Bumbl_e0.gif

    Brizzledfw – 10/6

    Chris81418 – 19/19 Target Reached bunny_e0.gif 2nd Target Reached 22/22mag01_e0.gif Target Exceeded 23/22A_5Bumbl_e0.gif

    Cuddlymarm - 20

    Daisy_butterfly – 16

    Delilahh – 13/9

    Donna dynamo – 15/15 Target reached bunny_e0.gif Target Exceeded 15/16A_5Bumbl_e0.gif

    Dragon – 10/10 Target Reached bunny_e0.gifTarget Exceeded 10/14A_5Bumbl_e0.gif

    Each peach – 10/2

    Elfen – 14/5

    Emlovesmickey – 15/15 – Target Reachedbunny_e0.gif Target exceeded 15/17A_5Bumbl_e0.gif

    Flying – 12/12 Target reachedbunny_e0.gif Target Exceeded 12/14A_5Bumbl_e0.gif

    Freeby – 15/15 Target reached bunny_e0.gif 2nd Target Reached 19/19mag01_e0.gif 3rd Target Reached 23/23 drunkenmouse_e0.gifTarget Exceeded 23/25A_5Bumbl_e0.gif

    Hiddenidenity – 15/2

    Ifwishes – 17/16

    Igamogam – 15/15 Target reached bunny_e0.gif 2nd Target Reached 20/20mag01_e0.gif

    Itapuzzle – 15/11

    Iwanttogo – 10/

    Jaffacakegal – 16/16 Target reachedbunny_e0.gif

    Katy721 – 15/11

    Keiss 21 – 18/11

    Kerri gt – 14/13

    KissyKaren – 16/8

    Kittikins – 15/5

    K8eh89 – 15/2

    LaFolie – 6/4

    Lamarsi – 10/10 – Target Reached bunny_e0.gif2nd target reached 14/14mag01_e0.gif 3rd Target Reached 15/15drunkenmouse_e0.gif Target Exceeded 15/16A_5Bumbl_e0.gif

    L2Budget – 10/10 – Target reached bunny_e0.gif 2nd target reached 12/12 mag01_e0.gifTarget Exceeded 12/13A_5Bumbl_e0.gif

    Lilian1977 – 10/1

    LMH – 10/10 - Target Reached bunny_e0.gif Target increased 20/19

    Lotti379 – 10/7

    Marmiterulesok – 14/14 Target Reachedbunny_e0.gif

    ModestyB – 10/10 Target Reached bunny_e0.gif

    Monkeynut – 8/2

    Muffin man 7 – 10/14 – Target reached bunny_e0.gif Target exceeded A_5Bumbl_e0.gif

    Munchin – 5/

    Mytimetoshine – 14/2

    Nargleblast – 12/11

    Pinkpenguin – 15/12

    Piquant – 15/1

    Poohbear59 – 20/18

    Purpleorchid ?/

    Rachel021967 - 8

    RhiBi – 10/10 Target Reachedbunny_e0.gif

    Rising – 10/10 Target Reached bunny_e0.gif Target increased 12/11

    SillyBlondie – 15/15 Target Reached bunny_e0.gif Target increased 18/15

    Silvasava – 16/9

    Slowlyfading – 15/15 Target Reached bunny_e0.gif Target exceeded 15/17A_5Bumbl_e0.gif

    Stripeygirl - 10/10 – Target Reached bunny_e0.gif 2nd Target Reached 13/13mag01_e0.gif 3rd Target Reached 16/16drunkenmouse_e0.gif

    Suzitiger – 5/2

    Win_credit – 10/11 – Target Reached bunny_e0.gif Target Exceeded 10/16A_5Bumbl_e0.gif
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 12 April 2012 at 5:51AM
    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here


    abundant - 5 in a row

    Beanielou – 4 in a row

    Chris81418 – [STRIKE]6 in a row[/STRIKE] Target Reached rotfl.gif

    Delilahh – 4 in a row

    Dragon - 5 in a row

    Flying – [STRIKE]3 in a row[/STRIKE] Target reached rotfl.gif

    Freeby – [STRIKE]4 in a row [/STRIKE]- Target reached rotfl.gif 5 in a row smiley-happy036.gif

    itsapuzzle - 5 in a row

    Katy721 – [STRIKE]4 in a row[/STRIKE] Target reached rotfl.gif

    Keiss 21 – [STRIKE]4 in a row[/STRIKE] Target reached rotfl.gif

    Lamarsi – [STRIKE]3 in a row[/STRIKE] - Target reached rotfl.gif

    Learning2Budget – [STRIKE]3 in a row[/STRIKE] Target reached rotfl.gif 4 in a row smiley-happy036.gif

    Marmiterulesok – [STRIKE]4 in a row[/STRIKE] - Target reached rotfl.gif

    Muffin man 7 – 5 in a row
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Thank you freebyfifty! I will go for my usual 10 and 5 in a row please!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Igamogam
    Igamogam Posts: 6,024 Forumite
    Debt-free and Proud! First Anniversary Combo Breaker First Post
    Hello

    Going to try for 15 again. Thankyou :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,024 Forumite
    Debt-free and Proud! First Anniversary Combo Breaker First Post
    Oh I forgot - declaring 1 for today :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • IF
    IF Posts: 34,349 Forumite
    Combo Breaker First Post
    Thank you freeby for doing the April NSD thread love If...x

    thank_you_048.gif



    freeby Could you put me down down for 17 NSD's thank you :A
    "If wishes were horses, then beggars would ride"
  • LittleMissHappy_2
    LittleMissHappy_2 Posts: 1,319 Forumite
    edited 1 April 2012 at 4:49PM
    Thanks for starting the thread freeby You are an :A There is an animal theme to your prizes, anyone can see that ;):D:p

    Fingers crossed BDINI is ok :)

    I am going for 10 NSD's in April and I will keep a running total in my signature so if you can't update the front page regularly everyone will know where I am ;)

    Forgot to add I got NSD 1 today :)
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • Please can I be put down for 16??
    July Grocery Challenge : £40.41/£200.00
  • LaFolie
    LaFolie Posts: 76 Forumite
    Hi all,

    Jumping on board and aiming for 6 :)

    x
    Overdraft: -£980
    CC: [STRIKE]£677[/STRIKE] £627

    May Targets
    NDS: / 6







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