Bright House credit agreeement

Bedsit_Bob wrote: »

I can (kind of ) see why someone might go to Brighthouse for something essential, like a cooker.

For something like a large screen TV, computer, games console, etc. That, to me, is insane!

You see bob, and this is not aimed at you personally, the thing is with people with mental health issues, they cannot always see problems or issues like everyone else can.

Virtually every one who has posted on this thread, is telling the OP its their fault, you should of known, etc etc, people with mental health issues are not always able to compute what is rational, and what is not, they are judging the OP by normal standards, those who do not suffer with this disorder have not got a clue what life is like inside a body that suffers from these issues.

Once i may of joined in those remarks, but two years ago, my then 14 year old daughter went through an abusive, controlling relationship with a boy at school, for want of a better word, he used her as his !!!!!, she got so depressed, she could not bare to tell a sole at first, she went from a normal kid, to a complete self harming wreck in a few months, we are still helping her through this, but its been a sharp learning curve for me i can tell you.

We have no idea how the OP`s health effects their daily life, or decision making capability, but perhaps not been so blunt may be the first step to take, as that is normally the trigger to set off an episode.

I find some of the comments on here ill thought out and downright offensive, and clearly written by someone with no experience of mental health issues whatsoever.

What I don't understand from this thread is that a person is capable of making a decision to buy an item, travel into town, bring all their ID with them, buy a product on finance by filling out a form, know full well their benefits are time limited but still go ahead and buy said item. And then later complain they were taken advantage of and shouldn't have been able to borrow money.

I'm in no way defending Brighthouse or their business model but at some point people need to take responsibility for their own actions. If you genuinely aren't capable of doing that, then you should have a power of attorney and have them go with you when you want to buy something.

No benefits are guaranteed for life so perhaps finance companies should just stop lending to people on benefits, full stop. Would prevent situations like the OP. But then, as I said before, that same person would be on here screaming and complaining they were being discriminated against.

You can't have it both ways.

iolanthe07 wrote: »

perhaps finance companies should just stop lending to people on benefits, full stop.

Then these people would fall into the hands of loan sharks. At least Brighthouse isn't going to kneecap anyone. But I agree their prices are very high and their interest charges usurious.

I'm not saying they should but I wouldn't blame them for taking that attitude.