And Baby Makes Three....

turtlemoose · 11 March 2014 at 12:50PM

slow cooker - don't forget you can cook joints of meat in it, not just stews and casseroles. You can make curry too. Oh and sweet things like cakes, or bread..... have a google, it's very versatile

FunLovinCriminal · 11 March 2014 at 12:59PM

Thanks TurtleMoose
We do curry's, etc in the slow cooker - but tend to use the sharwoods and chicken tonight sauces, which can drive up the £££
I will endeavour to find ways to do different dishes that do not drive up the cost.
Thanks for the tips though, glad to get a reply. It feels lonely out here some days, with just a spreadsheet and an every growing bump!
Just started with adpoints, which is helping with nectar points - hoping to save money on diesel by using nectar points for diesel.

FunLovinCriminal · 14 April 2014 at 9:23PM

So, time is rapidly speeding up.
I've cancelled a few DD's that we no longer needed and only 9 weeks till our bundle of joy arrives.
Still no OP yet, as I am scrimping every penny I can to finish my car loan first - £8500 left to clear, then full on assault on the Mortgage!
As Starship said - Nothings gonna stop us now!
FLC

michel654 · 14 April 2014 at 9:27PM

you aer good to go FunLovinCriminal

FunLovinCriminal · 11 May 2014 at 8:31AM

Hi All
Been very busy recently, and neglected my blog. So here's my update.
Two weeks away from the arrival of Little FLC, nursery all built (purchases from TCB)
Mrs FLC all finished from work, and relaxing awaiting the stork to bring the baby!
£6300 banked - basically money to cover us for the next few months while Mrs FLC is on maternity leave
Still got approx £8000 car loan to wipe out. Once this has gone I can get into to the swing of Mortgage OP and building our savings back up - I struggle with the balancing act - We have £6300 in an ISA, yet £8000 in a car loan, but we need the cash to stay put (at least for a while) - am I doing the right thing here?????
Nearly finished college - so nearly qualified in book-keeping to try and find some clients.
Scary and Exciting times ahead.

Alchemilla · 11 May 2014 at 9:55AM

Baby on the way how exciting!

Have you read/listened to Dave Ramsey on the topic of cars?

kirstypark · 11 May 2014 at 10:25PM

very exciting times for you, well done on the savings.

FunLovinCriminal · 12 May 2014 at 8:19AM

Hi Alchemilla and Kirstypark

Thanks for your comments, yeah exciting (scary) times ahead. Nursery all complete. The savings work out enough to cover Mrs FLC while she is on SMP, but by tightening belts somewhat I am hoping to use some and pay off car loan early.
Still over two years on the car loan for her car, and my car will need replaced soon - I was really hoping that I could finish the car loan asap, and use the £200+ per month we would save to get a deposit on a new car for me, and OP the mortgage.
Oh well, every penny saved is a penny closer to freedom.

FunLovinCriminal · 22 May 2014 at 8:03AM

Well, less than a week to go.
Can't sleep now, god knows what it will be like when LittleFLC arrives.
Savings are all intact, and £8500 left on car loan, which is less that I thought - scheduled 3.5years till its gone.
I would like to get it done sooner rather than later, then use the £205 per month to put some savings together for my car, which has seen better days, and make in roads into the mortgage.
16years left till MF - I will be 54 - would love to get that to below 50 and MF
However expensive days begin in 6 days!!

SmlSave · 22 May 2014 at 7:34PM

Sounds like you are doing well flc. I'm sure your aim of mf by 50 is possible

Lots of luck with the arrival of little flc. Remember that babies only cost how much you want them too!

And Baby Makes Three....

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