Electrol data

starM · 19 November 2017 at 9:08PM

Hi,

I have moved house a few months ago and update electoral details via gov.uk.

Received a letter from Birmingham city council confirming the change.

I have recently checked my credit report on MSE and clearscore both showing old data. Any idea how long does it take for it to be updated?

Thanks
MS

nic_c · 19 November 2017 at 9:20PM

A year, maybe less, it depends on your council. Whilst you are now on the electoral roll many councils only send a full updated register once a year, some will provide monthly or quarterly updates.
If you have confirmation in written form from the council this may be enough if you send copies to each CRA

Shakin_Steve · 19 November 2017 at 10:48PM

Our council reports every six weeks, I found this out when they made a mistake with the wife’s details.
Can’t really see it being as long as a year.

[Deleted User] · 19 November 2017 at 10:50PM

It can be for those councils who only report annually.

It is often in December, so the OP may have got lucky with their timing.

Shakin_Steve · 19 November 2017 at 10:54PM

Deleted_User wrote: »

It can be for those councils who only report annually.

It is often in December, so the OP may have got lucky with their timing.

So....you could, theoretically, move address three times in a year and your credit file would be showing none of the moves.

[Deleted User] · 19 November 2017 at 10:56PM

Theoretically, yes.

Superscrooge · 19 November 2017 at 11:41PM

This link from the Experian website states monthly updates from December to August. But registrations after August are only updated in December

http://www.experian.co.uk/blogs/consumer-advice/how-long-update-credit-report/

Electrol data

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