club lloyds dropping to 2%, halifax rewards to £3
Comments
-
-
I'm sick of the bloody letters, telling me the rates are dropping.
just had one this minute,halfax, isa, now 0.05% instead of 0.25%, which another letter told me yesterday.
they come daily, just like junk.
If only they were as good at dealing with your affairs.:mad:
You don't want them to tell you they've reduced your rate?
Strange.0 -
Also RCI rate for me staying at 1.20% even though they dropped it yesterday to 1%.
But only until 13 December?0 -
with tsb doing the same,5%>3%, and only £1500, I will just shut them all down, p*** poor rates, not worth the hassle.
In all combined, the saving is peanuts, won't have to bother with all the dd's with other bank then, as they will be next,T, on their current a/cs.
sign of the times
updating.my paper work is going down drastically:)
Hopefully you were paperless or would have got no interest!Remember the saying: if it looks too good to be true it almost certainly is.0 -
These banks have shocking interest rates anyway. I've just closed both my Lloyds and Halifax accounts down today before I even saw this article because I get nothing out of them really. I've been getting the best interest rates on savings accounts with First Direct, and just opened another few with Barclays, their overdrafts are cheaper as well than Halifax and Lloyds.
I don't understand why anybody is with these two in all fairness0 -
Jlawson118 wrote: »These banks have shocking interest rates anyway. I've just closed both my Lloyds and Halifax accounts down today before I even saw this article because I get nothing out of them really. I've been getting the best interest rates on savings accounts with First Direct, and just opened another few with Barclays, their overdrafts are cheaper as well than Halifax and Lloyds.
I don't understand why anybody is with these two in all fairness
Halifax pay me £240 a year for tying up £4 (I could get away with a zero balance, but the interest rate wouldn't then compute). What's the AER on a £240 return for a £4 balance? You went to school more recently than me.
And as for Barclays...I'm all ears on their savings rates. My lowest will be 1.5% soon. Can they beat that?0 -
Jlawson118 wrote: »I've been getting the best interest rates on savings accounts with First Direct, and just opened another few with Barclays, their overdrafts are cheaper as well than Halifax and Lloyds.
I don't understand why anybody is with these two in all fairness
If you're interested in getting the best return, why are you bothered about overdraft rates? I couldn't care less what the banks charge, all I want is the best rate on the money I hold in the account. I've not seen Barclays anywhere in the best buy lists, can you give details of which pays so well?Remember the saying: if it looks too good to be true it almost certainly is.0 -
Hopefully you were paperless or would have got no interest!
As we can see, we know about any rate drops on here, papers, tv, before any bank letters arrive.
We are all discussing them now, but, bet no one has had a letter yet.
They are a legal formality for those without a pc, even though some accounts insist you go paperless, but still get a load of junk mail from them..
tsb just e-mailed me with changes.0 -
Jlawson118 wrote: »I've been getting the best interest rates on savings accounts with First Direct0
-
Jlawson118 wrote: »These banks have shocking interest rates anyway. I've just closed both my Lloyds and Halifax accounts down today before I even saw this article because I get nothing out of them really. I've been getting the best interest rates on savings accounts with First Direct, and just opened another few with Barclays, their overdrafts are cheaper as well than Halifax and Lloyds.
I don't understand why anybody is with these two in all fairness
Up until these changes that are coming in Halifax Reward would pay £5 per month per account and Club Lloyds 4% on £5k as long as you jumped through a couple of hoops to meet the criteria.
First Direct have a good regular saver but restricted to £300 per month and will let you have £250 OD at 0% other than that their products are nowhere near market leading and trade on their service reputation.
I have a FD account but as one of 30+ current accounts0
This discussion has been closed.
Categories
- All Categories
- 343.2K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.7K Spending & Discounts
- 235.3K Work, Benefits & Business
- 608K Mortgages, Homes & Bills
- 173.1K Life & Family
- 247.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards