Switching to the Hallifax?

Al_Ross · 9 November 2017 at 5:50PM

I have a First Direct Current account.Been paying in /out £1000 for the last 7 months since I opened it.I only switched for the £125 payment.They will pay me another £100 if I switch out.

I was planning on the switching to the recent Clydesdale offer. But they had to send me out an authentic code to put in my application. Still not arrived a week later, so I think I've missed that one.

So I was thinking about switching to the Halifax current account they will pay me £125 to swtich,I think. I have four current accounts with the Bank of Scotland already, but never had any payments to switch to them.So Iam not switching a Bank of Sotland account.

Will I qualify for the payment? I will be paying in £1000 a month and there are 2 Direct Debits.

166million · 9 November 2017 at 6:26PM

I think so. I switched to Halifax and got the paymemt

£125 TO SWITCH USING THE CURRENT ACCOUNT SWITCH SERVICE.

Terms and conditions.

To qualify for the £125 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

Use the 'Current Account Switch Service' to switch into an open new or existing Reward Current Account, Ultimate Reward Current Account (£15 monthly fee), or an existing Current Account if opened before 3rd December 2016.
Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.
You are not eligible for the offer if:

you are switching to a Basic Account, Youth Account or a Student Account;
you have previously received any other offer or benefits for switching to a Halifax bank account at any point since January 2012;
you are a Bank of Scotland bank account customer switching to Halifax;
The bank you are switching from does not participate in the Current Account Switch Service. To find out if your bank participates, visit the Payments Council website https://www.simplerworld.co.uk

NoodleDoodleMan · 9 November 2017 at 6:53PM

No reason why not.

We've had a BoS current account for years and were allowed to switch a dormant current account held elsewhere to Halifax for the £125.

One advantage was that each account came up on both the BoS and Halifax online banking pages, so I can log on to one or the other. I now only use one of them for online access.

When I called Halifax reference the above there was some head scratching and internal chat amongst their internet people - seems they were unaware of this dual access possibility - it's never been pulled so I assume it's OK !!!

System · 10 November 2017 at 1:39PM

NoodleDoodleMan wrote: »

No reason why not.

We've had a BoS current account for years and were allowed to switch a dormant current account held elsewhere to Halifax for the £125.

One advantage was that each account came up on both the BoS and Halifax online banking pages, so I can log on to one or the other. I now only use one of them for online access.

When I called Halifax reference the above there was some head scratching and internal chat amongst their internet people - seems they were unaware of this dual access possibility - it's never been pulled so I assume it's OK !!!

They are one and the same bank - Halifax is just a brand name for Bank of Scotland.

Katiehound · 10 November 2017 at 7:16PM

Al_Ross wrote: »

I was planning on the switching to the recent Clydesdale offer. But they had to send me out an authentic code to put in my application. Still not arrived a week later, so I think I've missed that one.

Did you not phone them?
If you started the process you would still qualify but the it was said the switch needed to be done by Nov 17th. My code never turned up but I phoned them ( several times) as they were inundated with requests.
You could still phone and ask- think they are open until 8pm tonight. Not sure about w/e phone times

Katiehound · 10 November 2017 at 7:18PM

NoodleDoodleMan wrote: »

No reason why not.

We've had a BoS current account for years and were allowed to switch a dormant current account held elsewhere to Halifax for the £125.

One advantage was that each account came up on both the BoS and Halifax online banking pages, so I can log on to one or the other. I now only use one of them for online access.

When I called Halifax reference the above there was some head scratching and internal chat amongst their internet people - seems they were unaware of this dual access possibility - it's never been pulled so I assume it's OK !!!

If you use telephone banking it refers to both Halifax & BOS . First time it happened I wondered how I had x5 Halifax a/cs!

NoodleDoodleMan · 10 November 2017 at 7:24PM

They are one and the same bank - Halifax is just a brand name for Bank of Scotland.

I know that - but they don't always operate in tandem down at street level for customers.

For example I couldn't open Halifax Kid's Regular Saver for the grandkids at the local BoS.

Katiehound · 10 November 2017 at 11:56PM

NoodleDoodleMan wrote: »

I know that - but they don't always operate in tandem down at street level for customers.

For example I couldn't open Halifax Kid's Regular Saver for the grandkids at the local BoS.

and yet tonight when I tried to order a BoS cheque book (required for savings!) on telephone I was told I had to order in branch because it will be the first I have ordered. When I murmured that's too far away: over the border! I was told I could order at my local Halifax.

So..... some things they do and some they don't!!

NoodleDoodleMan · 11 November 2017 at 3:06PM

So..... some things they do and some they don't!!

Correct - and there are only three Halifax branches in Scotland, last time I looked.

Al_Ross · 15 November 2017 at 9:55PM

Katiehound wrote: »

Did you not phone them?
If you started the process you would still qualify but the it was said the switch needed to be done by Nov 17th. My code never turned up but I phoned them ( several times) as they were inundated with requests.
You could still phone and ask- think they are open until 8pm tonight. Not sure about w/e phone times

I phoned after I read your post. They re-generated me a new code and told me if the first one turned up it wouldn't work but the new one would.

The first one turned up 3 days later. The new one came today. I got my Clydesdale B account opened and the switching process started. I will qualify for the £250 switch fee from them and I also get a £100 fee from First Direct for leaving.

Not bad £350 for a few minutes work.

Katiehound · 15 November 2017 at 10:24PM

Al_Ross wrote: »

I phoned after I read your post. They re-generated me a new code and told me if the first one turned up it wouldn't work but the new one would.

The first one turned up 3 days later. The new one came today. I got my Clydesdale B account opened and the switching process started. I will qualify for the £250 switch fee from them and I also get a £100 fee from First Direct for leaving.

Not bad £350 for a few minutes work.

ha and you might have thanked me! but I don't mind sharing your bonus!!:rotfl:

Switching to the Hallifax?

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