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court costs?

How much does it cost to take the bank to court when they won't pay charges back? I'm with Lloyds. I need to budget for the money as I know it's coming.
2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310

Comments

  • Its a sliding scale depending on how much you are claiming from £30 up to £120 in England and Wales.

    Also if you are claiming some benefits it can be free if you enquire at your local court.
  • jak
    jak Posts: 2,027
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    Forumite
    Thanks very much. Is the maximum cost going to be £120 then? I just want to be sure.
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • If you are claiming under £5000 excluding the 8% s.69 interest it will be £120 - if its over £5k it will be £250. Then you have to consider the allocation fee of £100 if your claim is over £1500, and a listing fee of £275 if your claim is put into the fasttrack. You are not guaranteed to have to pay all of these fees, it depends how far the bank wants to push you. And they are all reclaimable.

    The only fee not reclaimable is if you make an error and need to amend you claim in which case you pay £35 for an application notice.
    Debt at lightbulb moment (June 2006) - £12984
    Debt now (June 2006) - £12984
    Debt free date - July 2011

    Target: To be debt free before June 2009 - somehow!:rolleyes:

    WON £4077 off Abbey / WON £1056 off ABBEY / WON £1319 off ABBEY / WON £80 off CAPITAL ONE / WON £1000 collection charge HFC / claiming £1.2k HFC BENEFICIAL, £800 CITICARDS.
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