Co-operative membership card

135

Comments

  • williham
    williham Posts: 1,223 Forumite
    Definitely worth it if you have a mortgage with co-operative bank - we get £40 paid direct into our account every 6 months :)
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    Combo Breaker First Post
    Can I just clarify what the bonus is for those like me who just have a smile account

    I have 3x current accounts & 2 savings accounts All with smile. I recieved my card about a month ago.

    I asked the lady on the phone and she didnt seem to know mcuh about it. I too seldom shop in cio-ops but occasionally when im in norwich where there are a lot, I buy a lot of teabags. ( spend maybe 20 quid every few motnhs)

    Oh is with the co-operative ( not yet joined) and has a savings account with them too.

    How much would I get from Smile in say one year?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • 1jim
    1jim Posts: 2,663 Forumite
    First Anniversary First Post Combo Breaker
    lynzpower wrote: »

    How much would I get from Smile in say one year?

    I think it depends upon how much your average balance is
  • 1jim
    1jim Posts: 2,663 Forumite
    First Anniversary First Post Combo Breaker
    1 point for every £5 held or borrowed on average in
    Co-operative Bank current or credit card accounts 1 point for every £5 outstanding on a Co-operative Bank loan
    1 point for every £10 held on average in a Co-operative Bank savings account
    1 point for every £20 outstanding on a Co-operative Bank mortgage
    1 point for every £5 borrowed on average in Co-operative Bank flexible loan accounts
    500 points for holding a Co-operative Insurance (CIS) home or motor insurance policy

    taken from coop bank website...points converted to cash depends on profits made by the company
  • emweaver
    emweaver Posts: 8,419 Forumite
    ive got a co-op card and whenever ive bought electricals in store have never had 5% off, is it meant to be automatic ?
    Wins so far this year: Mum to be bath set, follow me Domino Dog, Vital baby feeding set, Spiderman goody bag, free pack of Kiplings cakes, £15 love to shop voucher, HTC Desire, Olive oil cooking spray, Original Source Strawberry Shower Gel, Garnier skin care hamper, Marc Jacobs fragrance.
  • emweaver
    emweaver Posts: 8,419 Forumite
    you also get 1 point for every £2 spent with the co-op travel
    Wins so far this year: Mum to be bath set, follow me Domino Dog, Vital baby feeding set, Spiderman goody bag, free pack of Kiplings cakes, £15 love to shop voucher, HTC Desire, Olive oil cooking spray, Original Source Strawberry Shower Gel, Garnier skin care hamper, Marc Jacobs fragrance.
  • hansi
    hansi Posts: 3,001 Forumite
    First Post First Anniversary
    I checked with my Co-op travel shop re benefits to Co-op members and you don't pay a credit card charge normally 2.53%!!) and you get good deals and points on your account. :j
  • Special_T
    Special_T Posts: 192 Forumite
    First Post First Anniversary Combo Breaker
    I've just joined and would say it is worth it.

    Once you are a member there is a members page with discount codes - at the moment £20 if you spend £350+ at Coop Electrical website. Also £30 off a £200 spend or £50 off a £400 + spend at Coop Bed Stores. :T
  • HOGOGG
    HOGOGG Posts: 276 Forumite
    middy60 wrote: »
    they payout twice a year in June and December

    Hiya
    Does anyone know when the June bonus is paid and what the amount will be per point yet ??, i bought a car from Sunwin Garage and have a few points waiting to be paid :j
    5k in 2010 member #80 - £217.00/£5000 :eek:
  • buxtonrabbitgreen
    buxtonrabbitgreen Posts: 2,856 Forumite
    Combo Breaker First Post
    The Co op's where I live (midlands) still do the old divvi. Collect recipts all year. Write them on an envelope add them all up. And If I am lucky I get about £10 for my years work. lol.
    I still do it as I quite often pop round for forgotton bits and bobs. It used to be more worth while when you could get them on milk delivery and cigs.
    Anyone who lives within their means suffers from a lack of imagination:beer:

    Oscar Wilde
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