2017 mfw

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Comments

  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 298 Forumite
    First Anniversary Name Dropper First Post
    Morning

    #46 here. Oct OP was a paltry £45.29 (interest on savings accounts) as most of the money went into savings for the extension....

    I shall be back next week with November's OP. Not on track to hit my stretch target, although I did hit my original target. If I take savings into account I have smashed it so don't feel too bad.

    Thanks Hidden

    M
    xx
    O'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,788
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    MsAnjiuk wrote: »
    Hi Hidden
    Will you be doing this again for 2018, if yes. I would love to join.


    Mortgage 2016 - £85,000 | 2017 - £67,323 MFW 2023

    That's the plan - will probably put up the 2018 thread/start that spreadsheet in December. :)
  • Eldrax
    Eldrax Posts: 30 Forumite
    First Anniversary First Post Combo Breaker
    Number 34 here reporting in with overpayment in November of £3,417, so I've hit my target for the year! Plan for next year is to pay off my mortgage before my 46th birthday (in February!).


    Thanks Hidden for keeping track. x
  • anna42hmr
    anna42hmr Posts: 2,844 Forumite
    Name Dropper First Post First Anniversary
    Hi

    number 105 here, please can you put my op for november down as £215.26 please. That takes me to a YTD of £3367.86. so looks like i will be on track to meet my target with decembers payment.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £572.15 overpaid as at March so YTD = £355.88 Total OP since mortgage started in 2015 = £34,178.29
  • turtlemoose
    turtlemoose Posts: 1,644 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    No 95 here with another payment for nov of 1715.28 which is a total of 1893.28 for Nov.
  • Loan_soldier
    Loan_soldier Posts: 83 Forumite
    First Anniversary Mortgage-free Glee! Name Dropper First Post
    #16 registering £283.52 for November.
    2017 £4231.40/£4231.40 (100%)
    2018 £3483.18/£3483.18 (100%)
    2019 £2663/£2841.70 (94.65%)
    2020 £2290.17/£2290.17 (100%)
    2021 £1787.98/£1787.98 (100%)
    2022 Mortgage settled
    Mortgage neutral since 02/06/20
    Mortgage free since 10/05/22 🎉
  • WorldTraveller_2
    WorldTraveller_2 Posts: 67 Forumite
    First Post First Anniversary Debt-free and Proud! Mortgage-free Glee!
    We've just paid off our mortgage last week, it took us only 10 years out of the 25 year term, by making as many overpayments as possible on an offset mortgage. Not sure I can join this challenge as we've paid it off but happy to give any advice to others, I remember that feeling of wondering whether the overpayments would make a difference especially when the balance was still quite large, but we got there!
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Name Dropper First Anniversary Combo Breaker
    Hello. Number 39 declaring an OP of £257 for November please.

    Thank you v much.

    MM
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 298 Forumite
    First Anniversary Name Dropper First Post
    #46 here with November's OP.

    Only £85.25, which is the interest on our savings, but it's something at least. Everything's going into saving for the extension staring in March.

    Total OP for the year £5277.06. 70% of my stretch target. Tempted to take some savings and use them!

    Thanks Hidden !

    MM
    x
    O'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,788
  • anna42hmr
    anna42hmr Posts: 2,844 Forumite
    Name Dropper First Post First Anniversary
    WorldTraveller wrote: »
    We've just paid off our mortgage last week, it took us only 10 years out of the 25 year term, by making as many overpayments as possible on an offset mortgage. Not sure I can join this challenge as we've paid it off but happy to give any advice to others, I remember that feeling of wondering whether the overpayments would make a difference especially when the balance was still quite large, but we got there!

    well done that must feel fantastic!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £572.15 overpaid as at March so YTD = £355.88 Total OP since mortgage started in 2015 = £34,178.29
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