Payment a Day Chapter 17
Comments
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Hey All,
I hope you're all enjoying the sun?
More debt busting PADding today, for a total of £255 please Dizzy. With £250 going to the Bank of Mum and £5 going to MBNA.
I'm finally starting to see the light at the end of the Debt Tunnel :j:j:j
I just need to get my head around batch cooking and meal planning as I'm still leaking money through my budget when it comes to food...:eek::eek::eek:
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid0 -
Keedie, Batch cooking is one of my favourite things about getting my finances in order....but also one of my most hated when it's not going so well! It's done massive favours with budgets but sometimes I really struggle to get the willpower to plan everything so meticulously
It comes together eventually though, and makes life a lot easier:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hi everyone not been on here for a loooonnnnggg time. had a lot of ups and downs the last couple of years but finally things are getting back on track. My motivation is back and im actually excited to start paying my debt back (sad I know haha). Anyway im kicking things off with a modest £5 to my Barclaycard please.£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Mini PAD of 20pPAD Maker0
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Kirstypoos, thanks for the encouragement. I have wasted so much on take aways and silly food shopping trips when I'm hungry or feeling depressed. But just cooking a few times a week and shopping in Lidl more has been financially beneficial. So I just need to work out some kind of meal plan so that I know what to buy and what to cook.
Does anyone else batch cook, and if so, do you freeze it and how long does it last? As it's only my son and I, meals designed for 4 people become 'batch' meals of sorts. I've finally got some decent containers and freezer bags to store the food, I just now need to work out what goes in them... :rotfl:Debt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid0 -
Hi all :j
Popping in with a PAD - £76.45 ..refund to cc please Dizzy - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning bears! Been awol a few days due to RL and the Olympics. However received a payout from Topcashback today and rounded it up to make a cc payment of £8
welcome back nickynoo - just goes to show that once you join this thread you never leave, just take a temporary break then come back to us as you know how useful padding is.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Good morning!
Bank skims for me know, pay day is a week tomorrow though so not too bad. Today my offering is £2.64 to credit card.
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
Kirstypoos, thanks for the encouragement. I have wasted so much on take aways and silly food shopping trips when I'm hungry or feeling depressed. But just cooking a few times a week and shopping in Lidl more has been financially beneficial. So I just need to work out some kind of meal plan so that I know what to buy and what to cook.
Does anyone else batch cook, and if so, do you freeze it and how long does it last? As it's only my son and I, meals designed for 4 people become 'batch' meals of sorts. I've finally got some decent containers and freezer bags to store the food, I just now need to work out what goes in them... :rotfl:
I batch cook in my slow cooker, I freeze it for up to one month and it's always tasted fine. I cook chilli, bolognese, pie fillings and curries. Pie fillings are great, I just hear through and add a puff pastry top.
LMD XLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
Morning everyone,
A very small payment of £0.18 for me today.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000
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