FIRE Through The Mortgage - MF by 55 - LATEST

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  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Woooooohooooo got a flexible extension until the end of June. I think I have 5 dates free that I can work so that will be another £1000 off the mortgage! I'm loving the job but starting to miss my boys now. Hate being torn in two all the time. I literally want to live parallel lives if that's possible:rotfl:
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Does anyone know where I could bulk order prosecco? Or really find a good deal because I need to buy about 10 bottles! Friends have really helped me out with the kids and saved me a fortune on child care!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Name Dropper First Post First Anniversary
    Dunno about the prosecco, sorry, but Martin often lists offers by the supermarkets of 6 bottles discounted?
    2023: the year I get to buy a car
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    Congratulations on the extension :)
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
    Photogenic Name Dropper First Anniversary First Post
    Firegirl wrote: »
    Does anyone know where I could bulk order prosecco? Or really find a good deal because I need to buy about 10 bottles! Friends have really helped me out with the kids and saved me a fortune on child care!

    My friend swears by the Aldi prosecco and tells me you cannot tell it from the posher bottles. Not sure if that helps? :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • greent
    greent Posts: 10,670 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Great news on the extension!:T

    Another vote for the A1di prosecco (about £5, I think)

    Mysupermarket gives you the following for 10 bottles (full sized) today:
    Tesco £55
    Asda & Morrisons £50
    Aldi £49.50
    Sains £51
    Lidl £52.50

    So you have a choice of lots of supermarkets and can take any reward schemes you have into account :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Thanks for all the prosecco tips!!!! I went for Aldi because I realised if I bought 10 I would spend more and drink the excess!!!

    Another £500 transferred to mortgage today from contracting!!! I def couldn't work full time! Appreciating how lucky I am to have been part time for the last 10 years! I'm enjoying my contract role though. Really is catch 22 so I'm just taking it as it comes!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    £500 transferred from contracting to mortgage offset.:j
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    I'm seriously considering buying to let!!! Getting excited!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    So here I am again!!!!! I've looked at lots of BTL property's and I know exactly what I'd buy if I'm brave enough.

    Slightly distracted by another possible contract. I have the offer and I've accepted and I hope to get the contract Monday!!!!! It's so exciting and I'll tell you more when it's a def goer!!! If it pulls off I could make serious inroads to paying off my mortgage or put it towards a BTL. I'm distracted by my BTL dream again because I'm busy setting up my limited company which is way to exciting in itself. It's more exciting for me than in real life cause really it's just a way for the contract to pay me.

    I'll keep you posted next week!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
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