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  • FIRST POST
    • mum2one
    • By mum2one 31st Dec 16, 1:04 AM
    • 16,086Posts
    • 59,779Thanks
    mum2one
    Santas challenge 2017
    • #1
    • 31st Dec 16, 1:04 AM
    Santas challenge 2017 31st Dec 16 at 1:04 AM
    A warm welcome to old and new friends.

    What is Santas challenge...

    We're a lovely thread, may be small but we're good... I know Christmas happens every year, yet by planning throughout the year this can take off some of the financial pressure of finding everything last minute, spread the tasks throughout the year.

    It's not just about Christmas, it's birthdays, Easter, Valentine's Day,x cleaning those kitchen cupboards, having a general moan about life, yet being there as well.

    The great plan is for a challenge on the 24th of the month, so that by Christmas Eve we are all ready and can sit back and relax...

    A big welcome to everyone. Xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
Page 8
    • chanie
    • By chanie 18th Mar 17, 9:24 PM
    • 1,465 Posts
    • 6,618 Thanks
    chanie
    hapoykitties my travel wallet was good quality too.I think you should give your niece her wallet before she goes in her trip so that she can travel in style.

    Thanks for the wrapping suggestions. I've been inspired to look around and I may tart up a couple of presents.
    2017 challenge to save £800
    Savings on purchases £232.36
    March food budget - £240 (groceries) £50 (Costco)
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • mum2one
    • By mum2one 18th Mar 17, 11:09 PM
    • 16,086 Posts
    • 59,779 Thanks
    mum2one
    I've sorted out the next bday present, turns out with the body shops sale items, (free bottle of wine - win in raffle... posh one from local winery), I've been able to cover her Xmas as well xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • mum2one
    • By mum2one 18th Mar 17, 11:14 PM
    • 16,086 Posts
    • 59,779 Thanks
    mum2one
    Apologies for completely digressing.... but method in my madness..

    Ppi

    Those words which seem to be branded around everywhere....

    Back in 2012 a claims company acted on my behalf, got told no.... never bothered...

    Then this week had a letter from the bank... they've overturned the decision, although there was a number on the letter - any queries... I searched the branch number - gave me a call centre number (same one as letter), it is not a scam it's true....

    Task for the week, contact other cards etc xxx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • chanie
    • By chanie 19th Mar 17, 8:37 AM
    • 1,465 Posts
    • 6,618 Thanks
    chanie
    I've sorted out the next bday present, turns out with the body shops sale items, (free bottle of wine - win in raffle... posh one from local winery), I've been able to cover her Xmas as well xx
    Originally posted by mum2one
    That's a great result.
    2017 challenge to save £800
    Savings on purchases £232.36
    March food budget - £240 (groceries) £50 (Costco)
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • crazy-cat-lady
    • By crazy-cat-lady 20th Mar 17, 10:46 AM
    • 326 Posts
    • 1,107 Thanks
    crazy-cat-lady
    Apologies for completely digressing.... but method in my madness..

    Ppi

    Those words which seem to be branded around everywhere....

    Back in 2012 a claims company acted on my behalf, got told no.... never bothered...

    Then this week had a letter from the bank... they've overturned the decision, although there was a number on the letter - any queries... I searched the branch number - gave me a call centre number (same one as letter), it is not a scam it's true....

    Task for the week, contact other cards etc xxx
    Originally posted by mum2one
    Great news. Hope you get something decent out of it. I got a payment in October last year and as I'm off on maternity and not got much free money floating around it's been amazing. Paid off the last bits I owed (now totally debt free), put some into savings and bought some bargain bits to put away from Zoe and for other presents in the future. Very much needed. And also paid for our holiday for the year. Didn't think we would be getting one. All a very welcome surprise.
    Cat blankets crocheted for local rescue: 4/12
    Read a book a week: 9/52. Currently "Rome is where the heart is".
    • Happy Kitties
    • By Happy Kitties 21st Mar 17, 12:14 AM
    • 99 Posts
    • 838 Thanks
    Happy Kitties
    I had a small PPI payout just before Christmas 2015, didn't expect anything as I was certain that I had never had PPI but it just shows. Couldn't have asked for better timing
    Sent off the first of my birthday parcels to my brother today.
    chanie I took your advice. My niece's travel wallet was sent off today amongst the presents for her to open early and be able to use
    One more parcel to go and that's the main March birthday presents out of the way. Birthdays slow down for me after that I'm relieved to say. I have my stepfathers birthday next month but all presents bought before Christmas.
    2017 birthday savings so far thru shopping frugally = 228.72 284.31 306.81 309.81
    • Happy Kitties
    • By Happy Kitties 21st Mar 17, 5:26 PM
    • 99 Posts
    • 838 Thanks
    Happy Kitties
    Second parcel posted today so I am a very happy kitties. I definitely do not like March for birthdays
    2017 birthday savings so far thru shopping frugally = 228.72 284.31 306.81 309.81
    • mum2one
    • By mum2one 21st Mar 17, 7:32 PM
    • 16,086 Posts
    • 59,779 Thanks
    mum2one
    Don't forget Mother's Day on Sunday.... then bargains on Monday xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • Happy Kitties
    • By Happy Kitties 22nd Mar 17, 1:09 PM
    • 99 Posts
    • 838 Thanks
    Happy Kitties
    Bought my mum some of her favourite chocs after Christmas, still with a brilliant best before date on them but got them for half price I'm amazed I haven't eaten them!
    Checked out her favourite perfume, the cheapest place is B@@ts, have vouchers from the RM surveys I can use.
    So it's just trecking thru the garden centre on Sat looking for a Rosebush that she would like with orange flowers.......and then extracting half the money for the presents from my brother as we always go joint on occasions like mothers and father's day.
    2017 birthday savings so far thru shopping frugally = 228.72 284.31 306.81 309.81
    • Dolly Rocker
    • By Dolly Rocker 22nd Mar 17, 1:53 PM
    • 2,966 Posts
    • 7,781 Thanks
    Dolly Rocker
    mum2one - love the way your mind works here, will defo be picking up some Mothers day bargains in the sale for next year!

    Happy Kitties - that's great. I was gonna order some marzipan fruits from a website as they were so cheap but I was worried because I couldn't see the best before date on them so ended up just leaving it. Love surveys, I just cashed in some vouchers for Amazon this morning. Started my wish list on there to keep an eye on the prices aswell. Have my eye on a gift for DH Christmas so will order that when the price is right.

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • mum2one
    • By mum2one 22nd Mar 17, 11:12 PM
    • 16,086 Posts
    • 59,779 Thanks
    mum2one
    Bought my mum some of her favourite chocs after Christmas, still with a brilliant best before date on them but got them for half price I'm amazed I haven't eaten them!
    Checked out her favourite perfume, the cheapest place is B@@ts, have vouchers from the RM surveys I can use.
    So it's just trecking thru the garden centre on Sat looking for a Rosebush that she would like with orange flowers.......and then extracting half the money for the presents from my brother as we always go joint on occasions like mothers and father's day.
    Originally posted by Happy Kitties
    Ditto with the chicks, we got big box of black magic for £3 after Xmas as well.

    Have to say there left untouched.... I hate dark choc xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • mum2one
    • By mum2one 22nd Mar 17, 11:13 PM
    • 16,086 Posts
    • 59,779 Thanks
    mum2one
    Bought my mum some of her favourite chocs after Christmas, still with a brilliant best before date on them but got them for half price I'm amazed I haven't eaten them!
    Checked out her favourite perfume, the cheapest place is B@@ts, have vouchers from the RM surveys I can use.
    So it's just trecking thru the garden centre on Sat looking for a Rosebush that she would like with orange flowers.......and then extracting half the money for the presents from my brother as we always go joint on occasions like mothers and father's day.
    Originally posted by Happy Kitties
    Ditto with the chicks, we got big box of black magic for £3 after Xmas as well.

    Have to say there left untouched.... I hate dark choc xx

    Miss hoodie been raiding my stock for her friends bday, she's having Tesco toiletries set (£3 in sale...), she's def a chip off the old block xx
    17 crafts in 2017 = 0/17
    Sisters legacy -50 charitable acts 30/50
    Tackling the debt free life one day at a time xx
    RIP Dad, - Always love you, - He was 1 in a million xx
    • Happy Kitties
    • By Happy Kitties 23rd Mar 17, 8:48 PM
    • 99 Posts
    • 838 Thanks
    Happy Kitties
    mum2one it was black magic I got aswell. Not a fan of dark chocolate either, but did get into black magic by chance after pinching one of my mum's chocs in the past.
    Great news about Miss hoodie, it's amazing what they learn and it stays with them. My DD is off to uni this year and has nearly all of Christmas and most birthdays sorted just by copying what I've done. She now keeps a present book aswell and likes seeing the savings she has made. It's the first year she has really done it
    chanie my niece was thrilled with her travel wallet
    [B]dollyrocker[/B ]it's a shame about the marzipan fruits, and frustrating about not knowing the best befores. Me and DD were in a certain supermarket at the right time after Christmas and the chocs that were reduced that still had great best before were amazing. Managed to get my favourite chocs for my brothers birthday-4.50 off.
    Good news about getting the vouchers and u r monitoring Amazon for DH present. I would do exactly the same to get the best price
    2017 birthday savings so far thru shopping frugally = 228.72 284.31 306.81 309.81
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