IPA - IPO duration

Mollie_Guinness15 · 19 May 2017 at 9:15AM

What happens if you disagree with an IPA amount and they get it turned into an IPO. Does the IPO run for the remainder of the 36 month IPA term, or can the term be extended?

debt_doctor · 20 May 2017 at 7:36PM

Hi,
Presumably if you disagree with the IPA then it will never start and thus if the OR goes to court (rare) and obtains an IPO then the IPO will run for 36 months from when it starts.

If you had already been paying an IPA and then later disagreed with the OR and ended up with an IPO then the combination of the IPA and IPO would run for 36 months in total.

No IPA or IPO or combination of the two can ever run for more than 36 months.

DD

LincsPaul · 20 May 2017 at 7:59PM

Interesting if the OR rarely goes to court, if they try and grab that 'spare' £20 they find in your SOA to try and tie you into an IPA you could just play hard ball and say no?

debt_doctor · 20 May 2017 at 9:38PM

LincsPaul wrote: »

Interesting if the OR rarely goes to court, if they try and grab that 'spare' £20 they find in your SOA to try and tie you into an IPA you could just play hard ball and say no?

Absolutely yes! - no one should accept an IPA of £20 pm - or £100 pm for that matter.
DD

LincsPaul · 20 May 2017 at 10:24PM

debt_doctor wrote: »

Absolutely yes! - no one should accept an IPA of £20 pm - or £100 pm for that matter.
DD

Good advice. I may be in touch once I've found work

Mollie_Guinness15 · 22 May 2017 at 10:20AM

Thank you

roughsea · 22 May 2017 at 7:55PM

Im going part time and for sure not risking an IPA

Mollie_Guinness15 · 23 May 2017 at 11:33AM

The new IPOQ is certainly more lengthy than any previous ones I've had.

IPA - IPO duration

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