I WILL get there!!

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  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Luckily although we live in a city it isn't the most expensive city so the detached is within our reach, much to OHs joy!

    I'm not exactly the most patient person so I am trying to chill out! We went with the recommended solictior (there are two so we did some research before deciding) but it's possible that we made completely the wrong choice!

    30 mins and counting before I harass the solicitors :rotfl:
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Good luck with the solicitors ours was exactly the same xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Spoken to the solicitor and feel a bit mean - her assistant hadn't passed on my queries on Friday and isn't in! She went through all the queries with me today and I'm happy with responses so we can get our contracts sorted and sent back tomorrow :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    First Anniversary First Post
    Don't feel mean! It's her staffs fault! Glad it's all still going through :) keep going xx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Thanks Kitten, how's it all going? Are you up to your elbows in paint?!

    Sent our contracts back today so that's all signed and sorted then goodness, now it's just a waiting game with our buyer.....please let her hurry up and stop trying to mess us about, pretty please...

    Had another eBay sale which I posted today. A lovely Hell Bunny dress that I was reluctant to part with but it's all for a good cause, and I will continue to remind myself of this everytime one of my much loved outfits sells :(

    I think once the house is sorted I need to record things on here properly, like ebay sales and where the money has gone etc as I think it will be good to look back and see how I did it all in the future.... imagining a DF life is exciting and scary.
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hell Bunny? Sounds demonic! I know nothing about fashion though...
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Haha Bob, it does rather!
    They do retro rock and roll style dresses, perfect with petticoats and very much my style but needs must!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Sounds fantastic!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    I love them! Hell Bunny, Pretty Kitty and Lindy Bop are one of my favourite ways to pass time. It's a while since I bought anything but I love to browse :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Woohoo! :j

    I cancelled our sky contract last month as the deal we were on ended (£28.80 PM including TV, line rental, sky talk and unlimited broadband) so it switched off last night and using some tips from HUKD I went on live chat today and asked for 75% off the TV with £100 credit. The guy on live chat didn't question it, and just signed me up for everything I asked for!

    Now to get cracking on haggling with the broadband, or moving it into OHs name to take advantage of the £15 pm line rental and, £75 prepaid mastercard and £66 TCB.

    I am going to make sure we reduce our outgoings as much as humanly possible to get us overpaying the mortgage without noticing if that makes sense. The only thing I won't scrimp on is insurance - always the cheapest I can get at the cover I want, but I refuse to downgrade the cover as I know that will be when there is a problem. Law of sod and all that.

    Wondering what I can work on after sky...;)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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