Default Account Advice
Jennaturner
Posts: 22 Forumite
Hi,
I have a default account showing on my credit report. The date of default is 28/02/2012 - so do this mean that on/around the 28th of this month the default will drop off my account? Once this has gone, what does that mean for my credit report? Will lenders still be able to see it or will it look to them like I never defaulted? I have been making regular payments on this account and it will actually be paid in full by the start of next month but I have only recently checked my credit report as I am looking to get a mortgage with my husband at the end of this year.
Thanks
I have a default account showing on my credit report. The date of default is 28/02/2012 - so do this mean that on/around the 28th of this month the default will drop off my account? Once this has gone, what does that mean for my credit report? Will lenders still be able to see it or will it look to them like I never defaulted? I have been making regular payments on this account and it will actually be paid in full by the start of next month but I have only recently checked my credit report as I am looking to get a mortgage with my husband at the end of this year.
Thanks
0
Comments
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The whole account will no longer be visible.0
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Thank you, will my credit score change at all?0
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Maybe yes.
Maybe no.
It matters not since no one sees the score.0 -
As above. The score is made up. Ignore it.0
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Jennaturner wrote: »Thank you, will my credit score change at all?She never mentioned her “score.”
She did in post nunber 3.0
This discussion has been closed.
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