misstara's debt diary 2014

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Comments

  • misstara
    misstara Posts: 3,878 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    monz wrote: »
    Well done that new debt shall be gone soon!!! Nearly 95% on other

    Gym went good went fri sat n sun. Going tonight for quick half hour, fitting in between mummy duties :) xx

    Thanks monz :D. Good going at the gym over the weekend. I cancelled my classes yesterday and Monday as I really don't feel 100%.

    Managed a NSD on Monday then £2.49 spent yesterday on bread and milk. Bank account reward went in so that's another £5 paid off the debt :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
  • misstara
    misstara Posts: 3,878 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Wednesday
    Lots of spends - £9 on a pair of shoes, £16 on bras, £25.79 on a card and gift voucher for a wedding present, £24 on a friend's birthday present, £7 on two wee gifts for friends children and £4.50 on food.

    Yesterday
    Spent £24.10 on rest of travel tickets home plus £4.60 on coffee and snacks.

    Today
    I'm meeting friends for lunch so will need bus fare to get there plus whatever I spend while there. I got £140.55 today from 2nd job :D so that will cover all my spends.

    Have been chatting to my family about getting travel and accommodation booked for a wedding in London next year. My brother is doing research and will let me know prices. I wasn't expecting to have to pay for that this month so will take the costs out of the £150 I put aside for flat stuff.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Good on you treating yourself :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
    First Anniversary Name Dropper First Post
    You seem to have got a lot for your spends. Well done.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • giblet1979
    giblet1979 Posts: 864 Forumite
    First Anniversary Combo Breaker
    At least you've got it put aside which is great, and you'll soon be able to make that back up :)
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • misstara
    misstara Posts: 3,878 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Thanks for your posts monz, INOD and Gib :D

    Stayed within my budget for the weekend although didn't come back with much. Had a fab time away :D and feel much better now than I did before I went.

    Had a NSD yesterday, spent £4.29 on a couple of bits today. Not much else to report, just spent the evening organising all my stuff from the weekend and cleaning the flat.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Do you still feel you will be debt free before xmas? :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,878 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    monz wrote: »
    Do you still feel you will be debt free before xmas? :) x

    I would love to be and as there's just over £1100 left it could be done. But realistically with Christmas coming up probably not :( will see how I get on though, you never know ;)

    Yesterday was a NSD and today I spent £4.80 on tatties, milk and chocolate.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    You will have it gone in no time :) and any word on deposit back or lease... or did i miss the post x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • giblet1979
    giblet1979 Posts: 864 Forumite
    First Anniversary Combo Breaker
    Glad you're feeling better :) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
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