Cabot Financial

24

Comments

  • ugly_duckling_2
    ugly_duckling_2 Posts: 14 Forumite
    10past6 wrote: »
    You need to scan and post it up for viewing, remember to remove personal details.

    Hi I have scanned the cca how do I attach it to a post?
  • 10past6
    10past6 Posts: 4,962 Forumite
    ugly_duckling wrote: »
    Hi I have scanned the cca how do I attach it to a post?
    You need to upload it via this site.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • ugly_duckling_2
    ugly_duckling_2 Posts: 14 Forumite
    I think I have done it.



    img253.imageshack.us/my.php?image=cabot.png

    you may have to put http:// before img253 to get it to work - it wouldnt let me add a link because I was a newish user
  • 10past6
    10past6 Posts: 4,962 Forumite
    ugly_duckling wrote: »
    I think I have done it.
    No ;)

    Follow these instructions

    Tinypic > Browse > double click the file depending where it's stored on your computer > Upload now > once uploaded, right click > copy the link stating > "Forums / message boards" come back and post the link
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • ugly_duckling_2
    ugly_duckling_2 Posts: 14 Forumite
    i44.tinypic.com/28iub0j.jpg

    it wont allow me to paste the full link because i am a new user

    I think that works though!
  • Lensman_2
    Lensman_2 Posts: 1,506 Forumite
    First Anniversary Combo Breaker
    ugly_duckling wrote: »
    i44.tinypic.com/28iub0j.jpg

    it wont allow me to paste the full link because i am a new user

    I think that works though!

    Here you go...
    28iub0j.jpg
    BSC No 248

    Free, confidential advice
    National Debtline 0808 808 4000 | StepChange 0800 138 1111 | CAB - Get Advice
  • ugly_duckling_2
    ugly_duckling_2 Posts: 14 Forumite
    Lensman wrote: »
    Here you go...
    28iub0j.jpg

    thank you!
  • 10past6
    10past6 Posts: 4,962 Forumite
    Unusual for MBNA, but that looks an enforceable agreement, it contains the prescribed terms
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    ugly_duckling wrote: »
    they sent the cca 6 months after the request?
    You're legally entilted to with hold payment, the act is very clear, they have 12 days to comply, as they've breached that time-scale, you could ask a court whether they have the right to enforce the debt or not.

    It's for them to explain the delay.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • ugly_duckling_2
    ugly_duckling_2 Posts: 14 Forumite
    10past6 wrote: »
    Unusual for MBNA, but that looks an enforceable agreement, it contains the prescribed terms

    So probably my best option is to make an agreement with them rather than just keep ignoring their mail (getting constant threats from them now) rather than waiting for them to issue a court hearing and a possible CCJ
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