High Street Mortgage - Default Success

Hi everyone,

Longtime lurker, first time poster. I just wanted to share my mortgage process, and it's background.

I lived in London for quite some time and left to return back to North East after a break up. This was due to my partner at the time taking payday loans out in my name, 17 in total, and defaulting on one. I found all the paperwork under the bed, hit the roof and left!

Fast forward to present day, and Santander have just accepted me for a Help to Buy mortgage with the default (Drops off December this year). Interest rate 1.89%.

Whilst I appreciate everyone else in this situation has different backgrounds, there is still a bit of hope!