Pay ALL your debt off by Xmas 2017

dktreesea · 16 January 2017 at 6:57PM

Florence_J wrote: »

I PAID OFF MY C@PITAL CARD TODAY.

And all my credit card statements have come through, meaning I can deduct my cleared payments, so I have cleared:

£252.84/£1500

Wooooooo!

Congrats. I loved paying off the credit cards. No more ghastly minimum payments coming out every month (and taken by our bank in addition to anything we had paid off during the month, i.e. they didn't ever recalculate it).

dktreesea · 16 January 2017 at 7:02PM

mattie1949 wrote: »

cannot get smilies to work,clicking on them but just writing appearing, any help please , thank you

Hi mattie,

If you pick a post to reply to, so it will show up in quotes, as above, but then highlight and delete the quoted part, so that only your post remains, the smilies will all then be available for your post.

It's a workaround - mine doesn't work if I just post from scratch either. I usually just "reply" to my own most recent post, then delete the quote.

scoodies · 16 January 2017 at 9:43PM

Hey everyone,

Another £180.19 paid for me today!

#29 checking in £760.19/£10000

Blackberrycurved · 17 January 2017 at 9:43AM

Thanks got the advice I've just dropped my card to 0%. Just sitting here feeling a bit depressed by it all. I feel like I'm on top of my debt but every time I make a bit of headway something comes along like Christmas, the car breaks or the cooker. If I wasn't paying these debts that would be my buffer I need a holiday and the only way is the cc then it'll kill me afterwards. Is there a better way am Zi doing something wrong. On s plus meal planning is saving me money.

abba1772 · 17 January 2017 at 9:53AM

Morning :hello:

Sent £8.32 towards the Argos card brings my total to £536.11 / £6000

Calling14 · 17 January 2017 at 10:22AM

Morning folks :hello:damp and grey one here in North Wales.

Playing rounding down figures so 38 pounds off for me today.:D

#16 860/4300 (20% of my debt gone):T

Promised myself a treat for every 20% I smash was going to buy my favourite hair product but just seen the price so maybe chocolates instead. Never too soon for mini eggs:rotfl:

kirtsypoos · 17 January 2017 at 11:43AM

Morning all,

#006 checking in with £730.00/£10000 please muppets

Carla1234 · 17 January 2017 at 12:25PM

Hi Guys

Another £67.06 paid off the second credit card today.

#68 £103.40 / £2045

liuhutOz · 17 January 2017 at 12:35PM

A weekly payment has gone out, and I sent a little bit more on a monthly payment. Other good news is that I was told that I'm acting in a higher position at work for the next month so more cash in the pay packet, and the experience will be good for when they advertise the job :-) Hope everyone else is doing well.

#25 1284,00 / 28.955,00

greent · 17 January 2017 at 1:16PM

greent wrote: »

ETA:
Using here as a list for all debts as at 01/01/17

+ current CC balances (paid off in full monthly but Dec balances may be higher than normal!!)
M&S 615
Deb 168
T1 nil
T2 1160

total 1943

OK - I've got to the point where we have made all payments for the month now - will continue putting any extras aside into account ready to do extra payment on PO CC next month (payment due 07/02 and if I pay anything now they won't take DD - and I want DD to go out as OH is doing a c/ac switch and only has that and another DD on his c/ac)

My update is:
(Also paid off all Dec CC balances of £1943 - but they don't count towards my £10k total)

(OH) VW 13166 - repay min 3612/ Paid 302 (8%)
(me) Sains 5852 - repay min 3564/ Paid 293 (8%)
(OH) Next 973 - repay all 973/ Paid 973 (100%):j
(OH) PO CC 350 - repay all 350/ Paid 0 (0%)
(Jt) Tax Cr 1444 - repay all 1444/ Paid 150 (10%)
Totals: 21711 - ouch! (9943) - 2017 target 10k

So total of target paid for Jan is £1718/ £10k for Number 15

Thank you, muppets

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Pay ALL your debt off by Xmas 2017

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