Is TSB about to become the next bank to slash savings rates?
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No need to help with their decision to reduce, no need to provide the statistics to back it up when they announce a reduction in interest as being acceptable in the current climate.
"95% of those asked indicated they were not interested in what rate we offer, by not responding."Eco Miser
Saving money for well over half a century0 -
But by not completing the form, you still provide them with statistics.
"95% of those asked indicated they were not interested in what rate we offer, by not responding."
No. It should read, 95% of people asked did not respond. You can then give speculative reasons why but the only factual statistic is that 95% did not respond. The will probably put it in a report like this:
"Of the people that responded to the survey...".0 -
YorkshireBoy wrote: »It's a small world. Me too.
Whereabouts YB?
We're on a very windy island in the Cyclades (Andros):hello::hello::hello::hello:0 -
We had a meeting with TSB yesterday to open some additional joint accounts and we did ask about the 5% accounts and she said nothing had been communicated to the branches yet, but she did also say that they only find out a week before any changes are made. I guess our interest is safe for 1 more week atleast!0
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RubyRedRidingHood wrote: »We had a meeting with TSB yesterday to open some additional joint accounts and we did ask about the 5% accounts and she said nothing had been communicated to the branches yet, but she did also say that they only find out a week before any changes are made. I guess our interest is safe for 1 more week atleast!
Add 2 months on to that as well as they need to give 2 months notice of a change to existing account holders.0 -
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RubyRedRidingHood wrote: »We had a meeting with TSB yesterday to open some additional joint accounts and we did ask about the 5% accounts and she said nothing had been communicated to the branches yet, but she did also say that they only find out a week before any changes are made. I guess our interest is safe for 1 more week atleast!
It's also illegal for them to communicate any changes before the launch date.DEBT FREE!
Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
Debt free by Xmas 2015: £1250/£1250 (100.00%)0 -
RubyRedRidingHood wrote: »We had a meeting with TSB yesterday to open some additional joint accounts
How many joint accounts are you allowed to open? I was under the impression that only one would be allowed.0 -
The 5% offered by the TSB is really a marketing ploy. The ceiling of £2000 means it is effectively more like a reward but keeps the Plus account at the top of the 'best current account' league. IMO they would be unwise to make any hasty changes.0
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That is exactly what some of us are doing:)
I'm writing this in the quiet time between returning from the beach, and showering before a pre dinner drink on the balcony overlooking sunset on the Aegean:beer:
However, not everyone on here can afford to take this approach:(
You were supposed to blow your cash in the UK, not in that nasty EU0
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